Understanding: Stocks are certificates that show proof of ownership of a company, and shareholders have rights and claims of company assets.
Type of Shares:
Ordinary shares, have characteristics such as:
Claim rights over the last company assets if the company in liquidation.
Rights proportional to the election of directors and other decision specified in the General Meeting of Shareholders.
Dividend, if the company obtained profit and approved in the General Meeting of Shareholders.
Ordering the right effect before the effect is offered to the public.
Stocks Preferen, has the following characteristics:
Dividend payment in the amount fixed.
Claim more rights than the first ordinary shares if the company dilikuidasi.
Can be converted into ordinary shares.
BENEFITS
Dividends: Dividends are the profits that the company distributed to shareholders. The amount of the dividend will be proposed by the Board of Directors and approved in the General Meeting of Shareholders.
Dividend Type:
Cash dividends, if emiten share dividend to shareholders in the form of the amount of money for each share owned.
Dividend Shares, if emiten share dividend to shareholders in the form of new shares the company, which will ultimately increase the number of shares owned by shareholders.
Capital Gain: Investors can enjoy a capital gain, if the selling price exceeds the purchase price of these shares.
RISK
No dividend
Capital Loss
Liquidation risk
Delisting from the Stock Exchange
TRANSACTIONS Shares
Investors can open accounts in the Company with the Securities fill the documents required. In general, the effect is usually to require the Company to pay the investor a certain amount of funds as collateral in the transaction process.
Transaction begins with the sale and / or the Company to purchase Securities. Commands can be given via the telephone or in writing. The command must contain the name of stock, the amount to be sold and / or purchased, and how the selling price and / or price you want to buy.
Command will then be verified by the Company with effect.
Next, the command is placed in the system of trade in the Stock Exchange.
All the selling and / or the purchase of all the Company Securities will be collected in the Stock Exchange in a system called JATS.
HOW TRADE GOVERNANCE
Segment in the Stock Market
Trade Saham BEJ categorize in 3 Market Segment:
Regular Market: Regular market is the market where trading in the Securities Exchange conducted based on the bargaining process in the continuous auction (Auction continuous market) by the Stock Exchange through a Member JATS and made it to the Stock Exchange on Day-3 after the Exchange Transaction (T 3) .
Market Negotiation: Negotiation is a market where the market effect of trade on the Stock Exchange was conducted based on direct bargaining individually and not in a continuous auction (Non Continuous Auction Market) and it can be done based on the agreement of Member Stock Exchange.
Cash Market: Market Regular Cash (Cash Market) is a market where trading in the Securities Exchange was conducted based on the bargaining process in the continuous auction (Auction continuous market) by the Stock Exchange through a Member JATS and settlement is done on the Stock Exchange the same day with the occurrence of Exchange Transactions (T 0).
From : www.erdikha.com/.../2%20Saham%20Dan%20Proses%20Transaksi.ppt
Monday, July 13, 2009
Rupiah will to 9600?
View from the trend movements of the rupiah to U.S. dollar of late, most people will probably still assumes rupiah akan menguat against the U.S. dollar, let alone supported by the success of the organization of presidential elections run smoothly, without the conflicts that can not make political conditions stable.
The assumption that President Susilo Bambang Yudhoyono akan elected president back from the election this time also helped to encourage the strengthening of rupiah against the U.S. dollar. Expectations of the business that terpilihnya back with SBY, economy will remain stable and to ensure continuity of programs that have been running the economy.
From the policy interest rate, the trend decline in interest rates in Indonesia are expected to restore the economy affected by the global financial crisis. BI interest rate of 6.75 percent still give lopsided results in a higher interest rate compared to other countries, so that Indonesia is still used as the target destination of investment for most foreign investors who want to get the lopsided results are often even higher investment entry only short period.
From the economic fundamentals, Indonesia is still experiencing economic growth of 4.1 percent in the first semester. And estimated in the year 2009, the Indonesian economy will grow at 4.3 percent.
Although lower than the year 2008 the economic growth reached 6.1 percent, but still better than neighboring countries and developed countries that experienced negative growth. A positive growth of course will attract investment into Indonesia.
Things on the course to support the rupiah in the year 2009 this. When we cermati from the technical analysis, is able to reach the rupiah projected 9600 level of U.S. dollar which is a level 38 percent of the fibonacci Projections, with strong support in the 9900 area, which is the lowest level on 5 June 2009.
From : http://bisniskeuangan.kompas.com/read/xml/2009/07/10/11295347/rupiah.bakal.menguat.ke.9.600
The assumption that President Susilo Bambang Yudhoyono akan elected president back from the election this time also helped to encourage the strengthening of rupiah against the U.S. dollar. Expectations of the business that terpilihnya back with SBY, economy will remain stable and to ensure continuity of programs that have been running the economy.
From the policy interest rate, the trend decline in interest rates in Indonesia are expected to restore the economy affected by the global financial crisis. BI interest rate of 6.75 percent still give lopsided results in a higher interest rate compared to other countries, so that Indonesia is still used as the target destination of investment for most foreign investors who want to get the lopsided results are often even higher investment entry only short period.
From the economic fundamentals, Indonesia is still experiencing economic growth of 4.1 percent in the first semester. And estimated in the year 2009, the Indonesian economy will grow at 4.3 percent.
Although lower than the year 2008 the economic growth reached 6.1 percent, but still better than neighboring countries and developed countries that experienced negative growth. A positive growth of course will attract investment into Indonesia.
Things on the course to support the rupiah in the year 2009 this. When we cermati from the technical analysis, is able to reach the rupiah projected 9600 level of U.S. dollar which is a level 38 percent of the fibonacci Projections, with strong support in the 9900 area, which is the lowest level on 5 June 2009.
From : http://bisniskeuangan.kompas.com/read/xml/2009/07/10/11295347/rupiah.bakal.menguat.ke.9.600
Pilpres Still Will Push Stocks?
The presidential election and vice president of a successful and smooth is not a significant movement of the index trade on the stock price last week. However, the stock market is estimated to remain akan give positive reaction on the election results that match the investor's expectations.
"The success of the election will still support our capital markets. Only they will not be at akan occur. I am sure, they certainly have, "said the capital market supervisor, Felix Sindhunata, in Jakarta, Sunday (12 / 7).
According to Felix, the moment the election takes place smoothly not give effect to the capital markets because in the same time a number of outstanding negative sentiment associated with the global economic fundamentals, especially those triggered by economic data memburuknya United States. Some of them, increasing the number of unemployment in the U.S., drop in commodity prices, and the Party of the Republic of doubt the U.S. economic stimulus akan success of 787 billion U.S. dollars.
Fundamentally about the economy, said Felix, who actually does not need to have feared. Inflation is still awake, I quarter economic growth of 4.5 percent, and interest rates that reference BI has continued to be indications that the economy is quite solid, even one of the best in the world.
Head of Asset Management Paramitra Alfa Securities Ukie Jaya Mahendra optimismenya also submit that the implementation of the election held in accordance hope the market will provide the influence of the stock price index at the Indonesia Stock Exchange. "Fast or slow, will give effect. If not now, because it happens many negative global sentiment, "said Ukie.
One day before the presidential election on July 8, the combined stock price index is in the position of 2083.25. However, Friday or two days after pilpres thus JCI closed at 2063.09, or down 0.9 percent.
From : http://bisniskeuangan.kompas.com/read/xml/2009/07/13/07110197/pilpres.masih.akan.dorong.saham
"The success of the election will still support our capital markets. Only they will not be at akan occur. I am sure, they certainly have, "said the capital market supervisor, Felix Sindhunata, in Jakarta, Sunday (12 / 7).
According to Felix, the moment the election takes place smoothly not give effect to the capital markets because in the same time a number of outstanding negative sentiment associated with the global economic fundamentals, especially those triggered by economic data memburuknya United States. Some of them, increasing the number of unemployment in the U.S., drop in commodity prices, and the Party of the Republic of doubt the U.S. economic stimulus akan success of 787 billion U.S. dollars.
Fundamentally about the economy, said Felix, who actually does not need to have feared. Inflation is still awake, I quarter economic growth of 4.5 percent, and interest rates that reference BI has continued to be indications that the economy is quite solid, even one of the best in the world.
Head of Asset Management Paramitra Alfa Securities Ukie Jaya Mahendra optimismenya also submit that the implementation of the election held in accordance hope the market will provide the influence of the stock price index at the Indonesia Stock Exchange. "Fast or slow, will give effect. If not now, because it happens many negative global sentiment, "said Ukie.
One day before the presidential election on July 8, the combined stock price index is in the position of 2083.25. However, Friday or two days after pilpres thus JCI closed at 2063.09, or down 0.9 percent.
From : http://bisniskeuangan.kompas.com/read/xml/2009/07/13/07110197/pilpres.masih.akan.dorong.saham
Looking to U.S. Economic Indicators, in the Asian Dollar Varies
U.S. Dollar vary in Asian trade on Monday (13 / 7), the diumumkannya U.S. economic indicators and the results of second quarter bank-major U.S. bank. Dollar increase to 92.82 yen in Tokyo on perdagangn morning from 92.52 yen in New York late Friday. Euro increase to 1.3973 dollars from 1.3939 dollars and 129.67 yen from 128.97 yen.
"The market is awaiting the report of inflation, housing and manufacturing activity this weekend, following a U.S. employment data that poorly early this month," said head of strategy SMBC Daisuke Uno. They also divert their attention to the crucial result of the return of the banks main U.S. Goldman Sachs, JPMorgan Chase, Bank of America and Citigroup.
"The investor is considering new optimism they recently about the economic recovery, taking a more realistic view of a" major changes "in the market sentiment," said Uno. "Data that will be disappointing to place new pressure on the dollar, which last week came down to the lowest position five months 91.80 yen," said the dealer.
Yen was under pressure after the party in power in Japan Monday suffering defeat in the general election in Tokyo which is seen as a litmus test the popularity of Prime Minister Taro Aso Jelang polls throughout the country. According to the NHK broadcasting institutions and other media Monday, Aso is planning to perform a gap in the election on August 30.
"The biggest risk to the market is a continuation of the initial changes in economic and fiscal policy," Barclays Capital analysts wrote in a catatannya. Japan Central Bank will start a two-day policy meeting on Monday when the perpetrators of the transaction if the U.S. central bank will extend some measures to help liquidity daruratnya companies affected by the recession.
from : http://bisniskeuangan.kompas.com
"The market is awaiting the report of inflation, housing and manufacturing activity this weekend, following a U.S. employment data that poorly early this month," said head of strategy SMBC Daisuke Uno. They also divert their attention to the crucial result of the return of the banks main U.S. Goldman Sachs, JPMorgan Chase, Bank of America and Citigroup.
"The investor is considering new optimism they recently about the economic recovery, taking a more realistic view of a" major changes "in the market sentiment," said Uno. "Data that will be disappointing to place new pressure on the dollar, which last week came down to the lowest position five months 91.80 yen," said the dealer.
Yen was under pressure after the party in power in Japan Monday suffering defeat in the general election in Tokyo which is seen as a litmus test the popularity of Prime Minister Taro Aso Jelang polls throughout the country. According to the NHK broadcasting institutions and other media Monday, Aso is planning to perform a gap in the election on August 30.
"The biggest risk to the market is a continuation of the initial changes in economic and fiscal policy," Barclays Capital analysts wrote in a catatannya. Japan Central Bank will start a two-day policy meeting on Monday when the perpetrators of the transaction if the U.S. central bank will extend some measures to help liquidity daruratnya companies affected by the recession.
from : http://bisniskeuangan.kompas.com
Stock Investment Strategy in Bearish Conditions Without Stress
A number of the shares concerned Joint Stock Price Index on the Jakarta Stock Exchange will continue to dwindle until the end of this year 2005. A number of assumptions that melandasi thoughts are that the inflation rate very sharply during the month of October reached 8.7% due to increased fuel, inflation of the period January to October was 15.65%, inflation in October 2004 - October 2005 reached 17%, increase in SBI interest rate to be 12 , 25% and the rupiah is likely not menguat of dollars.
The figures are indicators that have occurred, even in 2005 estimated that inflation could touch 17% point and SBI rate will be estimated on the number 14%. A major disaster to happen when.
Many investors who already pasrah value of shares dibelinya diharga up. They tend to hold shares until the time of hope will reach the price to buy back. But is there any other strategy to invest in the stock market is bearish capital or decrease?
If we think there is way, then there will be a way out. But if we think there is no road, the road will not be there. Most do not have to try all efforts to reduce levels of risk / loss.
Basic principles of investment is high risk high return. When someone shares the investment should be to understand the principles that have a high tolerance for risk. Would bijaknya if the investor has a limited tolerance to the decline down stock prices. For example, when stock prices were down more than 1 - 2% then the real losers be realized by selling shares.
I'm trying to discuss a simple example how the investment strategy during stock market down. However, there are assumptions that we have to agree with.
First, not sertamerta this technique can be used in all the shares. Most of these techniques can not be used for stock-stock bluechips and who have an average frequency of each day. To be sure this strategy is less risky and suitable for gorengan stock (stock that is played by a particular party).
Second, investors must have the courage to make a loss either temporarily or permanently. Better than the stop loss value of the assets we hold off due to the stock price down. If stock prices that we stop loss is increased, we realized a loss, and, although difficult, we must accept the condition that the thanks that we do not stress.
Third, the assumption that we do not give up playing for the stock return. If we have black-and-blue in stock and decided to stop playing stock, then finished up here. Thus this technique is used to reduce the value loss.
Fourth, we must have a broker / stock broker who trusted to monitor the movement of stock with detail that we have. Broker should always provide information on price changes or news which is very influential, both in fundamental and technical.
Okay, now we start. I use the example stock prices of Astra International, which berkode ASII. Trading Wednesday on 9 November 2005, the share price opened at Rp. 9250, - although the increase was one point, stock prices continue to slump until diharga closed Rp. 9050, -. That day is a time for ASII cum dividend of Rp. 100, -, which means they have until the close of stock trading ASII akan get dividend. Often, the price will come down when the stock is in the ex dividend (one day after the cum dividend).
In fact, the stock at the time ASII center is located on the crucial point, determine the point where the next direction. Is it rising or going down. Technical point in the graph is at position 9000, -. This means if the price touches the numbers below that, then the signal down a little open. But that day ASII had touched the lowest price possible price under the 8900 crucial 9000, though rising again, and the price closed that day 9050.
When is a customer who bought stock in this price 9150 - 9250 should be must square off selling even loss. In fact this is evidenced diperdagangan 2 days until next jumat 11 November 2005 where the price closed at ASII price 8650, --
This is a valuable lesson that investors should sell the sahamnya despite the loss, the value of assets to avoid a decline due to hold down prices.
Let's countdown, purchase price in 9150, the day closed in 9050. A signal has been described in the technical show up way down. If we are willing to sell shares in 9000 at the price the next day (Thursday), it is also dihari shares may be purchased ASII our price Rp. 8800, -.
This means in the day Thursday, shares ASII we have but we still have money to reduce the value loss in 9150 to buy time.
When the stock in 9150 is not sold then the value of our assets tergerus 350. But because when we sell it in 9000 and again in 8800 to buy the incoming money is equal to 200 silver transactions outside the commission. Not lessen the value of this loss?
Jumatnya day, we did the same thing. When the opening exchanges jumat ago we sell our ASII in 8800, - the day we can share to buy back in 8600, -.
There
incoming cash equal to 200 silver again.
I try to excel in the countdown to the fee to buy a 0.3% and 0.4% selling fee for the assumption of trade ASII earlier. In conclusion:
One, when we buy a stock price in 9150 of 10 lot we do not sell jumat until 11 November 2005 then there will be a potential loss of Rp, 3,059,250, - (including commission). Assumption potential loss is calculated when the shares sold in 8600, --
Second, when do Kila in the sale and purchase trading day Thursday jumatnya and then we will get the money out the value of our loss of Rp. 1383000, -. Value will reduce the amount of potential loss, so our total potential loss to be 'only' Rp. 1676250, -. Compare the stock if we keep it fixed and we do not sell the value of the potential loss of Rp. 3,059,250, --
Strategies that can be done with a basic submission to the loss and the courage to buy back shares when the price came down. Without the assumption that this strategy may not be executed. And we can only leave the asset value of our shares go down without the potential loss efforts.
Anyone can do sederahana this strategy, but do not forget to consult with a broker so that we get stock analysis approach that matches the conditions that apply. Do not be afraid deal stocks on the market bearish, because there is always the chance when the stock rise or descend. Once again, the courage to stop the loss seems to be anticipating a decrease in price can be applied to the stock decline.
from : http://www.mail-archive.com/mm-ugm@yahoogroups.com/msg01070.html
The figures are indicators that have occurred, even in 2005 estimated that inflation could touch 17% point and SBI rate will be estimated on the number 14%. A major disaster to happen when.
Many investors who already pasrah value of shares dibelinya diharga up. They tend to hold shares until the time of hope will reach the price to buy back. But is there any other strategy to invest in the stock market is bearish capital or decrease?
If we think there is way, then there will be a way out. But if we think there is no road, the road will not be there. Most do not have to try all efforts to reduce levels of risk / loss.
Basic principles of investment is high risk high return. When someone shares the investment should be to understand the principles that have a high tolerance for risk. Would bijaknya if the investor has a limited tolerance to the decline down stock prices. For example, when stock prices were down more than 1 - 2% then the real losers be realized by selling shares.
I'm trying to discuss a simple example how the investment strategy during stock market down. However, there are assumptions that we have to agree with.
First, not sertamerta this technique can be used in all the shares. Most of these techniques can not be used for stock-stock bluechips and who have an average frequency of each day. To be sure this strategy is less risky and suitable for gorengan stock (stock that is played by a particular party).
Second, investors must have the courage to make a loss either temporarily or permanently. Better than the stop loss value of the assets we hold off due to the stock price down. If stock prices that we stop loss is increased, we realized a loss, and, although difficult, we must accept the condition that the thanks that we do not stress.
Third, the assumption that we do not give up playing for the stock return. If we have black-and-blue in stock and decided to stop playing stock, then finished up here. Thus this technique is used to reduce the value loss.
Fourth, we must have a broker / stock broker who trusted to monitor the movement of stock with detail that we have. Broker should always provide information on price changes or news which is very influential, both in fundamental and technical.
Okay, now we start. I use the example stock prices of Astra International, which berkode ASII. Trading Wednesday on 9 November 2005, the share price opened at Rp. 9250, - although the increase was one point, stock prices continue to slump until diharga closed Rp. 9050, -. That day is a time for ASII cum dividend of Rp. 100, -, which means they have until the close of stock trading ASII akan get dividend. Often, the price will come down when the stock is in the ex dividend (one day after the cum dividend).
In fact, the stock at the time ASII center is located on the crucial point, determine the point where the next direction. Is it rising or going down. Technical point in the graph is at position 9000, -. This means if the price touches the numbers below that, then the signal down a little open. But that day ASII had touched the lowest price possible price under the 8900 crucial 9000, though rising again, and the price closed that day 9050.
When is a customer who bought stock in this price 9150 - 9250 should be must square off selling even loss. In fact this is evidenced diperdagangan 2 days until next jumat 11 November 2005 where the price closed at ASII price 8650, --
This is a valuable lesson that investors should sell the sahamnya despite the loss, the value of assets to avoid a decline due to hold down prices.
Let's countdown, purchase price in 9150, the day closed in 9050. A signal has been described in the technical show up way down. If we are willing to sell shares in 9000 at the price the next day (Thursday), it is also dihari shares may be purchased ASII our price Rp. 8800, -.
This means in the day Thursday, shares ASII we have but we still have money to reduce the value loss in 9150 to buy time.
When the stock in 9150 is not sold then the value of our assets tergerus 350. But because when we sell it in 9000 and again in 8800 to buy the incoming money is equal to 200 silver transactions outside the commission. Not lessen the value of this loss?
Jumatnya day, we did the same thing. When the opening exchanges jumat ago we sell our ASII in 8800, - the day we can share to buy back in 8600, -.
There
incoming cash equal to 200 silver again.
I try to excel in the countdown to the fee to buy a 0.3% and 0.4% selling fee for the assumption of trade ASII earlier. In conclusion:
One, when we buy a stock price in 9150 of 10 lot we do not sell jumat until 11 November 2005 then there will be a potential loss of Rp, 3,059,250, - (including commission). Assumption potential loss is calculated when the shares sold in 8600, --
Second, when do Kila in the sale and purchase trading day Thursday jumatnya and then we will get the money out the value of our loss of Rp. 1383000, -. Value will reduce the amount of potential loss, so our total potential loss to be 'only' Rp. 1676250, -. Compare the stock if we keep it fixed and we do not sell the value of the potential loss of Rp. 3,059,250, --
Strategies that can be done with a basic submission to the loss and the courage to buy back shares when the price came down. Without the assumption that this strategy may not be executed. And we can only leave the asset value of our shares go down without the potential loss efforts.
Anyone can do sederahana this strategy, but do not forget to consult with a broker so that we get stock analysis approach that matches the conditions that apply. Do not be afraid deal stocks on the market bearish, because there is always the chance when the stock rise or descend. Once again, the courage to stop the loss seems to be anticipating a decrease in price can be applied to the stock decline.
from : http://www.mail-archive.com/mm-ugm@yahoogroups.com/msg01070.html
Stock strategies
Stock strategies
In 3 this month, many shareholders who have been in the sale and purchase (About 10 more shares). The way I play it simple. Buy shares that are purchased, and do a price increase in the stable or a day. Shares that are shares demandnya are high, so the price berkecenderungan akan naik. Stock-shares are generally purchased shares are fundamentally good. Buy shares of good course, not enough, because usually the price increase while. Therefore, this strategy can be called a combination of fundamental analysis and technical analysis. Generally, shares held in a time share is 2, so easily observed. To observe movement of stock, special software required. For the online trading tools may be provided to view the stock movement and others. Simple course, buy the stock volume exceeds the volume of average daily (for example, the average volume of 1 month) and sahamnya have not increased much in the last one week. Shares, will be sold when the price started coming down with a volume large enough, or have a lot of the selling.
In addition to strategy, it is important to consider the mental condition. Because the play is like stock dimedan perperangan. If you hit a certain loss / fortunately less of you. Therefore, before the purchase must be calm, find the volume of shares (exceeding a daily average), the price increase / remain, and have a fundamentally good (target price has not been shareholder terlampai). Safe Trading. If you have questions, comments written on it.
from : http://www.solusiwebindo.com/blog/?p=15
In 3 this month, many shareholders who have been in the sale and purchase (About 10 more shares). The way I play it simple. Buy shares that are purchased, and do a price increase in the stable or a day. Shares that are shares demandnya are high, so the price berkecenderungan akan naik. Stock-shares are generally purchased shares are fundamentally good. Buy shares of good course, not enough, because usually the price increase while. Therefore, this strategy can be called a combination of fundamental analysis and technical analysis. Generally, shares held in a time share is 2, so easily observed. To observe movement of stock, special software required. For the online trading tools may be provided to view the stock movement and others. Simple course, buy the stock volume exceeds the volume of average daily (for example, the average volume of 1 month) and sahamnya have not increased much in the last one week. Shares, will be sold when the price started coming down with a volume large enough, or have a lot of the selling.
In addition to strategy, it is important to consider the mental condition. Because the play is like stock dimedan perperangan. If you hit a certain loss / fortunately less of you. Therefore, before the purchase must be calm, find the volume of shares (exceeding a daily average), the price increase / remain, and have a fundamentally good (target price has not been shareholder terlampai). Safe Trading. If you have questions, comments written on it.
from : http://www.solusiwebindo.com/blog/?p=15
Monday, July 6, 2009
When the play Stock price fluctuation
When the play Stock price fluctuation
Investor Shares SahamInvestor
Stock prices in the last week look very fluctuates around a certain price. In data analysis the data is known stationer. This means stock prices are rising slightly and move down a little longer so that no increase in the price is much higher position on the level or does not go down to the lower level of the latest low. At this position, a question appears, what should be done so that investors can speculate.
Investors can have three strategies to invest in stocks to get hit in the long-term goals or short term.
First, investors choose stocks that are eligible purchased and stored in the long term. Because long-term objective, the investment made at the same time not all the funds owned. Investors can buy the stock slowly. When the markets go down, so investors buy 10 percent of the funds that are owned and down more 10 percent more investment.
The percentage of investment stages, this depends on market confidence and a view of the investor. After the investment has been made whole, investors need not be looking at every second movement in the stock exchange price. Investors only need to increase the JCI memehatikan percent, is rising sharply, or even drop.
When you drop, need not panic because the funds do not disappear from the fund and was not originally required for the short term. When JCI has increased two-or three-fold from the investment returns on the deposits of instruments as investors are taking profits (profit taking), then buy the shares back.
Sell-buy
Second, the fluctuation of the market situation at this time can be used to buy-sell (trading). If investors want to do this strategy, the investor must provide the time to follow the movement of stock prices. If you do not have the time, so investors do not use this strategy because it can be losers. Strategy should investors come first.
Use of this strategy does not need a lot of stock because the more shares ditransaksikan, the greater the knowledge and information that must be owned. We suggest investors make transactions only 5-9 against the shares. This amount decreased because of the risk of investors based on empirical research in several countries to share risk is 9 and a reduction in the risk of drop off when the stock added.
In addition, the human ability to remember analyze and share average about 10 stocks. Authors suggest, many shares ditransaksikan should be 5 or 6 shares.
Furthermore, investors must choose stocks which should be so lucky ditransaksikan. Because the initial goal for trading, investors should be looking at stocks have volatilitas (price movement) 10-15 percent.
The greater volatilitas shares are in fact the more likely a benefit, but the stock is more risky. When investors use volatilitas small, the profit earned and the small investor to perform transactions on the property of others.
Investors should play in the stock of liquid and does not need to play the stock berkapitalisasi great because the required capital is also very large. Investors need to also get information so that these transactions means that there are factors and that makes stock prices rise and down to be sold to purchase.
Third, the transaction is not directly play stock, stock options but to play. Stock-option game is very much done directly with the investors to play the United States exchanges.
Many ad options that offer training in a short and free and finally culminate the parties offer training with the high cost.
Options include the right to buy stock is known as call options or rights to sell the shares at the price of put options where the price is called the strike price.
This transaction can not be mentioned as an asset, but a cost in the company's balance sheet or balance the family.
When investors use the call option, the investor will make stock prices rise in the future. Conversely, investors use put options to see if the investors in the future stock price will go down. Better pay than the current small purchase now and will eventually also benefit.
In this situation the market fluctuates strategy options spread strategy is used, especially butterfly spread. The strategy is to spread the transaction to buy call options and put options to sell. Investors only make a difference call option strike price so that there is spread.
Butterfly call spread transaction is buying two call options with different strike price and sell the call option with a strike price in between (in the middle) strike price of call option purchase. That is, investors will benefit in the purchase price between the strike call option is where the peak of the profit on the option strike price.
Investors can also use almost put butterfly spread butterfly spread with the same call, but the difference is only put on the course, namely the right to sell shares in the future. Unfortunately not all the shares in the Indonesia Stock Exchange have the option.
Transaction is a stock investor action and losses so that investors also received this paper only gives a view to investors. Happy investing.
Adler Haymans Manurung
from : http://www.investorsaham.com/
Investor Shares SahamInvestor
Stock prices in the last week look very fluctuates around a certain price. In data analysis the data is known stationer. This means stock prices are rising slightly and move down a little longer so that no increase in the price is much higher position on the level or does not go down to the lower level of the latest low. At this position, a question appears, what should be done so that investors can speculate.
Investors can have three strategies to invest in stocks to get hit in the long-term goals or short term.
First, investors choose stocks that are eligible purchased and stored in the long term. Because long-term objective, the investment made at the same time not all the funds owned. Investors can buy the stock slowly. When the markets go down, so investors buy 10 percent of the funds that are owned and down more 10 percent more investment.
The percentage of investment stages, this depends on market confidence and a view of the investor. After the investment has been made whole, investors need not be looking at every second movement in the stock exchange price. Investors only need to increase the JCI memehatikan percent, is rising sharply, or even drop.
When you drop, need not panic because the funds do not disappear from the fund and was not originally required for the short term. When JCI has increased two-or three-fold from the investment returns on the deposits of instruments as investors are taking profits (profit taking), then buy the shares back.
Sell-buy
Second, the fluctuation of the market situation at this time can be used to buy-sell (trading). If investors want to do this strategy, the investor must provide the time to follow the movement of stock prices. If you do not have the time, so investors do not use this strategy because it can be losers. Strategy should investors come first.
Use of this strategy does not need a lot of stock because the more shares ditransaksikan, the greater the knowledge and information that must be owned. We suggest investors make transactions only 5-9 against the shares. This amount decreased because of the risk of investors based on empirical research in several countries to share risk is 9 and a reduction in the risk of drop off when the stock added.
In addition, the human ability to remember analyze and share average about 10 stocks. Authors suggest, many shares ditransaksikan should be 5 or 6 shares.
Furthermore, investors must choose stocks which should be so lucky ditransaksikan. Because the initial goal for trading, investors should be looking at stocks have volatilitas (price movement) 10-15 percent.
The greater volatilitas shares are in fact the more likely a benefit, but the stock is more risky. When investors use volatilitas small, the profit earned and the small investor to perform transactions on the property of others.
Investors should play in the stock of liquid and does not need to play the stock berkapitalisasi great because the required capital is also very large. Investors need to also get information so that these transactions means that there are factors and that makes stock prices rise and down to be sold to purchase.
Third, the transaction is not directly play stock, stock options but to play. Stock-option game is very much done directly with the investors to play the United States exchanges.
Many ad options that offer training in a short and free and finally culminate the parties offer training with the high cost.
Options include the right to buy stock is known as call options or rights to sell the shares at the price of put options where the price is called the strike price.
This transaction can not be mentioned as an asset, but a cost in the company's balance sheet or balance the family.
When investors use the call option, the investor will make stock prices rise in the future. Conversely, investors use put options to see if the investors in the future stock price will go down. Better pay than the current small purchase now and will eventually also benefit.
In this situation the market fluctuates strategy options spread strategy is used, especially butterfly spread. The strategy is to spread the transaction to buy call options and put options to sell. Investors only make a difference call option strike price so that there is spread.
Butterfly call spread transaction is buying two call options with different strike price and sell the call option with a strike price in between (in the middle) strike price of call option purchase. That is, investors will benefit in the purchase price between the strike call option is where the peak of the profit on the option strike price.
Investors can also use almost put butterfly spread butterfly spread with the same call, but the difference is only put on the course, namely the right to sell shares in the future. Unfortunately not all the shares in the Indonesia Stock Exchange have the option.
Transaction is a stock investor action and losses so that investors also received this paper only gives a view to investors. Happy investing.
Adler Haymans Manurung
from : http://www.investorsaham.com/
Playing tips for the beginner Stocks
Playing tips for the beginner Stocks
Are you interested invested assets you have at this time? If so, as a book author as well enterpreuner Singapore origin, Adam Khoo, stock investment is the right instrument for the beginner because fluktuasinya which increased each year. Moreover, according to the man who has become miliuner at age 26 this year, including stock investment instrument that has a small risk in the long term.
Indeed, stocks have a high risk for short-term, however conditions will be more secure in the long term. Therefore, choose the stock with a minimum period of 6 months to 12 years. According to Adam, the investment share can generate return of 12% pertahun with 0% risk. Movement of stock is always shown with a stock index that describes the condition of the company shares in the market. And the combined share of Indonesia in gambarkan in the Jakarta Stock Exchange (BEJ).
Some people claim that the investment return of stocks is only capable mancapai highest level 4%, however the return of Adam is able to reach 12% if the investment in the 500 large companies listed in the JCI.
To achieve the return of that, it is not easy, especially for beginners. Therefore, before you dive should first learn how to recognize market trends at that time. During 5 years, the index stocks in the United States continues up and down in the short term. However, in the long term or general, the stock market continues to go ride. Market share continues to increase on an ongoing basis because of the factor of inflation and population growth. When the population in the world tends to increase, companies will have more customers and reach profitability, so that stock prices tend to continue rising as well.
Stock market was indeed anjlok 50% in the last few years, so that reciprocal panic selling with the price which is very minimal. However, based on data for 50 years in the U.S. only stock index, stock market recorded an increase during the 37 years, and only decreased during the 13 years.
So how should start stock investment for beginners? Adam said that to avoid the risk of loss, the investor should invest some money in the stock during the first year. In this way the possibility to benefit mancapai 74% loss and only 26%.
In addition, if you invest for 5 years, then the possibility of greater benefit, ie, only 90% and 10% risk. Or if you invest all your money on a number of stock for about 10 years, then the risk of loss is the same as the 0%.
Success Strategies
The first strategy for success in the stock market is to buy some types of stocks, which have a risk of loss is less than the purchase only one type of stock.
So when should you buy shares? As soon as possible. Because according to Adam, the investment is something that if it starts more quickly, so more money can be great also produced. However, according to him the most appropriate time to buy stocks is when the heat shock economy, and overvalue the stock market, basically because the stock market like a bomb could explode at any time. If you buy a stock at the time the condition of heat, and the stock market anjlok 50%, you still have a long enough time to restore your financial problems.
So any time you sell a stock is? Adam suggested that still hold the shares for as possible. "The old stock investment, the less the risk of loss." He said.
Meanwhile, for what type of shares that must be purchased, depending on stock dpasar where you play. However, before deciding to invest, according to Adam, one must first learn how to manage personal finances, income, funds, and how the balance between their income and expenditure
All the factors that determines the investment in training taught Adam to its Wealth Academy. This training runs for four consecutive days to provide knowledge about the investment that is right for beginner investors did not know before investing.
Strategy sharpshooter Main Shareholders
* Market shares are very risky in the short term, however will be more secure in the long term
* The duration of investment, the greater level of benefits (for 1 year investment loss risk 26%, 5-year risk of investment loss 10%, minimum investment and 10 years you will not experience the risk of loss).
* Based on historical stock market, that if our form of investment shares in the long term, the opportunity to reach the return of 12.08% is in front of the eye.
from : http://www.pilihbisnisanda.com/?p=8
Are you interested invested assets you have at this time? If so, as a book author as well enterpreuner Singapore origin, Adam Khoo, stock investment is the right instrument for the beginner because fluktuasinya which increased each year. Moreover, according to the man who has become miliuner at age 26 this year, including stock investment instrument that has a small risk in the long term.
Indeed, stocks have a high risk for short-term, however conditions will be more secure in the long term. Therefore, choose the stock with a minimum period of 6 months to 12 years. According to Adam, the investment share can generate return of 12% pertahun with 0% risk. Movement of stock is always shown with a stock index that describes the condition of the company shares in the market. And the combined share of Indonesia in gambarkan in the Jakarta Stock Exchange (BEJ).
Some people claim that the investment return of stocks is only capable mancapai highest level 4%, however the return of Adam is able to reach 12% if the investment in the 500 large companies listed in the JCI.
To achieve the return of that, it is not easy, especially for beginners. Therefore, before you dive should first learn how to recognize market trends at that time. During 5 years, the index stocks in the United States continues up and down in the short term. However, in the long term or general, the stock market continues to go ride. Market share continues to increase on an ongoing basis because of the factor of inflation and population growth. When the population in the world tends to increase, companies will have more customers and reach profitability, so that stock prices tend to continue rising as well.
Stock market was indeed anjlok 50% in the last few years, so that reciprocal panic selling with the price which is very minimal. However, based on data for 50 years in the U.S. only stock index, stock market recorded an increase during the 37 years, and only decreased during the 13 years.
So how should start stock investment for beginners? Adam said that to avoid the risk of loss, the investor should invest some money in the stock during the first year. In this way the possibility to benefit mancapai 74% loss and only 26%.
In addition, if you invest for 5 years, then the possibility of greater benefit, ie, only 90% and 10% risk. Or if you invest all your money on a number of stock for about 10 years, then the risk of loss is the same as the 0%.
Success Strategies
The first strategy for success in the stock market is to buy some types of stocks, which have a risk of loss is less than the purchase only one type of stock.
So when should you buy shares? As soon as possible. Because according to Adam, the investment is something that if it starts more quickly, so more money can be great also produced. However, according to him the most appropriate time to buy stocks is when the heat shock economy, and overvalue the stock market, basically because the stock market like a bomb could explode at any time. If you buy a stock at the time the condition of heat, and the stock market anjlok 50%, you still have a long enough time to restore your financial problems.
So any time you sell a stock is? Adam suggested that still hold the shares for as possible. "The old stock investment, the less the risk of loss." He said.
Meanwhile, for what type of shares that must be purchased, depending on stock dpasar where you play. However, before deciding to invest, according to Adam, one must first learn how to manage personal finances, income, funds, and how the balance between their income and expenditure
All the factors that determines the investment in training taught Adam to its Wealth Academy. This training runs for four consecutive days to provide knowledge about the investment that is right for beginner investors did not know before investing.
Strategy sharpshooter Main Shareholders
* Market shares are very risky in the short term, however will be more secure in the long term
* The duration of investment, the greater level of benefits (for 1 year investment loss risk 26%, 5-year risk of investment loss 10%, minimum investment and 10 years you will not experience the risk of loss).
* Based on historical stock market, that if our form of investment shares in the long term, the opportunity to reach the return of 12.08% is in front of the eye.
from : http://www.pilihbisnisanda.com/?p=8
Let's Play Stocks
Let's Play Stocks
Perhaps it is time for our society and encouraged diencourage to move the money that ngendon under the cushion to be able to invest more we stimulate the economic wheel. Moreover, many informal sector businesses that popularity lately, at least shows that people have in the current rotation of money that can not be spelled out a little.
Stock is one of the financial products. We recognize that financial markets into the capital market and money market. Shareholders, including capital markets products, which is proof of our ownership of the company that issued the stock certificate. Shareholders have the value and intrinsic value aktualnya. To make shares also have distinctive main rules. But the description of that I will not describe here because it has many words that talk about it.
Playing stock, as well as other investment vehicle or as a business, there are tips and tricks that can be learned. Most stocks are considered only as a financial instrument and learn to understand the left-brain thinking only. In fact, not the main gist is there.
And, following a few tips and tricks that you may be able to read and may praktekkan your own:
* Treat shareholders as a "human", not be understood solely "by the book" only. See also the people who manage, in the back (market maker, player, FOLLOWER) and karakteritik each, then go to tools and analysis used.
* Do not fully believe in the financial data, let alone that has not audited and / or has not been approved by Bapepam. Indonesia is one of the emerging market sample, and the main characteristics of the market such as this data is often unreliable. So, we took a conservative and careful.
* It is a good idea to start with you collect stock blue-chip stock prices go down because the sentiment right issue. Not what, in the not too long, the price is usually corrected immediately and crawl increases. Return stock blue-chip stocks is usually average, but worthy enough to held in long time.
* You can also follow the action that the drain. Bermainlah with a little stock gorengan. Typically, shareholders are not too many peredarannya so easy dikatrol and dipermainkan price. Characteristics-characteristics, the volume of stock transactions is large enough and the value is going down but then slowly increased. Again, be careful because a trend can be turned quickly and use only if there is excess money.
* Discipline. Set limits and boundaries on the bottom. For example, 33% above and below 5%. Obey the rules and never take your appetite and emotions. If you dare to take risks, not any cut without loss, except 1) you use margin, 2) stock prices are already high, and 3) when you log in, or the price trends turn directions.
* Geluti a diligent and serious. Perform portfolio analysis and review periodically. I suggest to hold no more than 9 types of shares only. Focus on a maximum of 3 shares and hold for 1-2 shares still held for one year. Human ability is limited, so that not too greedy.
* Learn fundamental global economic and emiten particular is a must. Even better if you also always follow the national news and the korelasinya with the movement in the exchange.
* See unique characteristics exchanges. For example, usually there is a tendency for increased around April-May as the anticipated publication of financial reports and dividend (sell). Instead, in September-October as it is, because usually quiet down trend, there is no news and activities (buy). Meanwhile, at the end of the year there is a tendency for increased, as anticipated window dressing and the effect january (sell). In February-March, usually occurs post-correction window dressing and january effect (buy). So on.
* Broker is also human. Bring along their lunch and make friendship. Make it with the genuine. Do not ever expect you will get Insider information from here. Besides unethical, it also violates the law (illegal).
* Please the guidance above. Believe that many of the variables that influence but are outside our control. Situlah role in the hand of God in power. And when you get your gain, do not forget sumbangkan part of what you receive, and remain humble oneself. Large investors that I know the average person a low profile, simple, and many do not like to talk.
* Finally, there is this interesting quote that I took from one of the book, unfortunately I forgot who the author. Bunyinya, if not wrong, "You have to trade what you see, not what you think. And only a detached and unemotional state of minds allows us to make our decisions objectively. "See?
Information, analysis / strategy, mental and emotional attitude, and luck, remains the main factors that support your success. The first three factors can be learned, but the last one you can only get away with the approach with the above.
from : http://nofieiman.com/2005/09/mari-bermain-saham/
indonesia language
Perhaps it is time for our society and encouraged diencourage to move the money that ngendon under the cushion to be able to invest more we stimulate the economic wheel. Moreover, many informal sector businesses that popularity lately, at least shows that people have in the current rotation of money that can not be spelled out a little.
Stock is one of the financial products. We recognize that financial markets into the capital market and money market. Shareholders, including capital markets products, which is proof of our ownership of the company that issued the stock certificate. Shareholders have the value and intrinsic value aktualnya. To make shares also have distinctive main rules. But the description of that I will not describe here because it has many words that talk about it.
Playing stock, as well as other investment vehicle or as a business, there are tips and tricks that can be learned. Most stocks are considered only as a financial instrument and learn to understand the left-brain thinking only. In fact, not the main gist is there.
And, following a few tips and tricks that you may be able to read and may praktekkan your own:
* Treat shareholders as a "human", not be understood solely "by the book" only. See also the people who manage, in the back (market maker, player, FOLLOWER) and karakteritik each, then go to tools and analysis used.
* Do not fully believe in the financial data, let alone that has not audited and / or has not been approved by Bapepam. Indonesia is one of the emerging market sample, and the main characteristics of the market such as this data is often unreliable. So, we took a conservative and careful.
* It is a good idea to start with you collect stock blue-chip stock prices go down because the sentiment right issue. Not what, in the not too long, the price is usually corrected immediately and crawl increases. Return stock blue-chip stocks is usually average, but worthy enough to held in long time.
* You can also follow the action that the drain. Bermainlah with a little stock gorengan. Typically, shareholders are not too many peredarannya so easy dikatrol and dipermainkan price. Characteristics-characteristics, the volume of stock transactions is large enough and the value is going down but then slowly increased. Again, be careful because a trend can be turned quickly and use only if there is excess money.
* Discipline. Set limits and boundaries on the bottom. For example, 33% above and below 5%. Obey the rules and never take your appetite and emotions. If you dare to take risks, not any cut without loss, except 1) you use margin, 2) stock prices are already high, and 3) when you log in, or the price trends turn directions.
* Geluti a diligent and serious. Perform portfolio analysis and review periodically. I suggest to hold no more than 9 types of shares only. Focus on a maximum of 3 shares and hold for 1-2 shares still held for one year. Human ability is limited, so that not too greedy.
* Learn fundamental global economic and emiten particular is a must. Even better if you also always follow the national news and the korelasinya with the movement in the exchange.
* See unique characteristics exchanges. For example, usually there is a tendency for increased around April-May as the anticipated publication of financial reports and dividend (sell). Instead, in September-October as it is, because usually quiet down trend, there is no news and activities (buy). Meanwhile, at the end of the year there is a tendency for increased, as anticipated window dressing and the effect january (sell). In February-March, usually occurs post-correction window dressing and january effect (buy). So on.
* Broker is also human. Bring along their lunch and make friendship. Make it with the genuine. Do not ever expect you will get Insider information from here. Besides unethical, it also violates the law (illegal).
* Please the guidance above. Believe that many of the variables that influence but are outside our control. Situlah role in the hand of God in power. And when you get your gain, do not forget sumbangkan part of what you receive, and remain humble oneself. Large investors that I know the average person a low profile, simple, and many do not like to talk.
* Finally, there is this interesting quote that I took from one of the book, unfortunately I forgot who the author. Bunyinya, if not wrong, "You have to trade what you see, not what you think. And only a detached and unemotional state of minds allows us to make our decisions objectively. "See?
Information, analysis / strategy, mental and emotional attitude, and luck, remains the main factors that support your success. The first three factors can be learned, but the last one you can only get away with the approach with the above.
from : http://nofieiman.com/2005/09/mari-bermain-saham/
indonesia language
Strategies Play Stocks
To the readers www.wealthindonesia.com, at the time this article I will try to discuss strategies on investing in shares. There are several technical options strategies that can be done by the investors against stock investing activities:
a. Technical Analysis
Technical analysis is a technique that considers and analyzes the fluctuation of stock prices that make up trend with the view of individuals and the overall stock market in the capital. This was not able to guess the price movement with the right, but enough to help in decision making.
b. Fundamental Analysis
Fundamental analysis is to analyze the various factors associated with the stock we will select the company through analysis, industry analysis and market analysis of economic and macro and micro methods for analysis of other shareholders to support the analysis that will be selected. Info fundamental analysis can be obtained through the mass media, print media, electronic media, corporate securities, capital market specialists, and others.
c. Buy And Hold Strategy
If you believe a time will have an increase in stock value then you can buy shares and to save time so you can remove / sell it. Sometimes there are shares of the company at this time conditions are normal-normal, but when you believe a company will be developed rapidly. If you are sure you can menginestasikan your money on the stock company and save it to a good time to do the selling action.
d. Index Funds / DanaIndeks
Index is a combination of several fresh funds and pension funds which is a duplication of the index on the capital market. From the existing index, you can choose which of the portfolio investment in the future can provide gain / profit on you and avoid the loss / damage that may occur on your investment. (Hendra)
from : http://www.wealthindonesia.com/index.php?option=com_content&task=view&id=547
indonesia language
a. Technical Analysis
Technical analysis is a technique that considers and analyzes the fluctuation of stock prices that make up trend with the view of individuals and the overall stock market in the capital. This was not able to guess the price movement with the right, but enough to help in decision making.
b. Fundamental Analysis
Fundamental analysis is to analyze the various factors associated with the stock we will select the company through analysis, industry analysis and market analysis of economic and macro and micro methods for analysis of other shareholders to support the analysis that will be selected. Info fundamental analysis can be obtained through the mass media, print media, electronic media, corporate securities, capital market specialists, and others.
c. Buy And Hold Strategy
If you believe a time will have an increase in stock value then you can buy shares and to save time so you can remove / sell it. Sometimes there are shares of the company at this time conditions are normal-normal, but when you believe a company will be developed rapidly. If you are sure you can menginestasikan your money on the stock company and save it to a good time to do the selling action.
d. Index Funds / DanaIndeks
Index is a combination of several fresh funds and pension funds which is a duplication of the index on the capital market. From the existing index, you can choose which of the portfolio investment in the future can provide gain / profit on you and avoid the loss / damage that may occur on your investment. (Hendra)
from : http://www.wealthindonesia.com/index.php?option=com_content&task=view&id=547
indonesia language
What Key Success In Investing In Mutual Funds
What Key Success In Investing In Mutual Funds
1. What better Shares Jump Play or Investing in Mutual Funds Stocks?
This may be one of the questions that also make you confused, this is actually back to each individual. In the mutual fund is basically a venue for investors to invest is:
Funds from hand to mouth just so difficult to buy an instrument (eg bonds) especially for mendiversifikasinya portofolionya.
Does not have enough time to manage the investment. Where mutual funds are investment managers who have dedicated time to manage the funds.
To play directly dibursa investors need many things, among others, capital is adequate, a trusted source of information and so forth. So in my opinion for a beginner investor better first try through stock mutual funds.
2. How Key Success in Mutual Fund Investing?
The most important is not too easy to panic and terpancing euforia market. If this is the minus of this month, some time may again be increased accordingly. Also, do not easily eaten accidentally gossip.
For a period of your investment should be long term because it is usually for long-term mutual funds minus the rare experience can hurt.
And choose the mutual funds management company with a good background and the liquidity and stability tested.
To learn more about mutual funds in which you want to select, can be seen in www.infovesta.com.
3. Are Mutual Funds with High nab as many of Investor Log In to it?
Mutual funds can have a high nab not only because many investors who can enter, but also because the profits obtained by mutual funds on the transaction (for example, get dividends) that do.
4. Is there a risk Mutual Funds Small Fortunately But Fair?
Mutual funds are a fair means of investment, usually mutual funds the risk is greater akan return value is greater as well. But not all mutual funds the same, there are some mutual funds that have a small risk with a sizable fortune.
This information can be found by joining in www.infovesta.com.
5. How to Choose the Right Mutual Funds?
There are two things that most avoided by the investors, namely: a great loss and sorrow. Simply a good investment is the investment is adjusted to the financial condition of each, the goal to be achieved and the length of time.
6. Knowing how to Mutual Funds on the Good and safe?
Each mutual fund has a risk, there is no mutual funds without the risk. But the risk level of each mutual fund will vary the proportionate akan with straight returnnya (can be seen in the kind of explanation mutual funds).
The performance of mutual funds can be in the measure, one to compare with the return of the index mutual funds.
7. How to Become Investor that can be spelled Handal?
To be a reliable investor, the investor must first have to know the purpose of investing, timeline and size of the money that will invest in to achieve the goal. There's so investors will know about which mutual funds are suitable for investment.
And the need to control for choosing mutual funds, whether mutual funds that have been chosen accordingly.
8. Can Investing in Mutual Funds On Line?
The majority of the company's mutual funds providers have branches in several cities. Some mutual funds also sold through the selling agent (bank) that would spread in almost all over the country.
The easiest way is to contact the company directly executant mutual funds, ask about the profile / their products, and, if necessary, ask for the prospectus to be sent their products.
Other alternative, the company promoter mutual funds have their sites each. You simply download their prospectus, and, if interested, download the form also purchase them. You live to make a bank transfer kustodian, fill in the form of purchase, and send it to the company. They will confirm your subscription.
Or you can view them in www.infovesta.com.
9. Can Calm disalah Investing with a Bank of trusted?
Basically, each bank is the same, if you believe that the bank is a bank kustodian a mutual fund company, then you can make investments to mutual funds with the company through a bank kustodiannya.
In fact even if you still believe you should only monitor the performance of mutual funds, because mutual funds tide does not depend on the bank kustodiannya. To know more clearly about the functions of the bank kustodian you can read on the topic "In Term-Term Mutual Funds."
from : http://www.infovesta.com/roller/vesta/entry/apa_saja_kunci_sukses_dalam
indonesia language
1. What better Shares Jump Play or Investing in Mutual Funds Stocks?
This may be one of the questions that also make you confused, this is actually back to each individual. In the mutual fund is basically a venue for investors to invest is:
Funds from hand to mouth just so difficult to buy an instrument (eg bonds) especially for mendiversifikasinya portofolionya.
Does not have enough time to manage the investment. Where mutual funds are investment managers who have dedicated time to manage the funds.
To play directly dibursa investors need many things, among others, capital is adequate, a trusted source of information and so forth. So in my opinion for a beginner investor better first try through stock mutual funds.
2. How Key Success in Mutual Fund Investing?
The most important is not too easy to panic and terpancing euforia market. If this is the minus of this month, some time may again be increased accordingly. Also, do not easily eaten accidentally gossip.
For a period of your investment should be long term because it is usually for long-term mutual funds minus the rare experience can hurt.
And choose the mutual funds management company with a good background and the liquidity and stability tested.
To learn more about mutual funds in which you want to select, can be seen in www.infovesta.com.
3. Are Mutual Funds with High nab as many of Investor Log In to it?
Mutual funds can have a high nab not only because many investors who can enter, but also because the profits obtained by mutual funds on the transaction (for example, get dividends) that do.
4. Is there a risk Mutual Funds Small Fortunately But Fair?
Mutual funds are a fair means of investment, usually mutual funds the risk is greater akan return value is greater as well. But not all mutual funds the same, there are some mutual funds that have a small risk with a sizable fortune.
This information can be found by joining in www.infovesta.com.
5. How to Choose the Right Mutual Funds?
There are two things that most avoided by the investors, namely: a great loss and sorrow. Simply a good investment is the investment is adjusted to the financial condition of each, the goal to be achieved and the length of time.
6. Knowing how to Mutual Funds on the Good and safe?
Each mutual fund has a risk, there is no mutual funds without the risk. But the risk level of each mutual fund will vary the proportionate akan with straight returnnya (can be seen in the kind of explanation mutual funds).
The performance of mutual funds can be in the measure, one to compare with the return of the index mutual funds.
7. How to Become Investor that can be spelled Handal?
To be a reliable investor, the investor must first have to know the purpose of investing, timeline and size of the money that will invest in to achieve the goal. There's so investors will know about which mutual funds are suitable for investment.
And the need to control for choosing mutual funds, whether mutual funds that have been chosen accordingly.
8. Can Investing in Mutual Funds On Line?
The majority of the company's mutual funds providers have branches in several cities. Some mutual funds also sold through the selling agent (bank) that would spread in almost all over the country.
The easiest way is to contact the company directly executant mutual funds, ask about the profile / their products, and, if necessary, ask for the prospectus to be sent their products.
Other alternative, the company promoter mutual funds have their sites each. You simply download their prospectus, and, if interested, download the form also purchase them. You live to make a bank transfer kustodian, fill in the form of purchase, and send it to the company. They will confirm your subscription.
Or you can view them in www.infovesta.com.
9. Can Calm disalah Investing with a Bank of trusted?
Basically, each bank is the same, if you believe that the bank is a bank kustodian a mutual fund company, then you can make investments to mutual funds with the company through a bank kustodiannya.
In fact even if you still believe you should only monitor the performance of mutual funds, because mutual funds tide does not depend on the bank kustodiannya. To know more clearly about the functions of the bank kustodian you can read on the topic "In Term-Term Mutual Funds."
from : http://www.infovesta.com/roller/vesta/entry/apa_saja_kunci_sukses_dalam
indonesia language
Glossary of Terms In-Stock
Glossary of Terms In-Stock
1. What is a Stock Broker?
Stock broker is people who get a license to conduct exchanges of trade effect on the ethical and bound exchanges.
The main activities of the stock broker is:
a. Buy and sell an effect
b. Providing services
c. Submit monthly reports on all transactions
d. Invest idle cash in the account
e. Save the stock certificate clients.
2. What is the Account Opening?
Opening an account is a legal relationship between the client with the broker. Various types of accounts that can be formed, such as:
a. Account single (individual) or with (suami-istri/ortu-anak)
b. Cash or margin account
c. Account diskresions, brokers can make their own sales or purchase transaction
3. What is Odd-lot transactions & Round-lot?
Odd-lot transaction is a stock trading under the standard lot. While the round-lot trade is above the standard lot. Where a lot consists of 500 pieces. But in practice the effects are in large-scale amount.
1. What is a Stock Broker?
Stock broker is people who get a license to conduct exchanges of trade effect on the ethical and bound exchanges.
The main activities of the stock broker is:
a. Buy and sell an effect
b. Providing services
c. Submit monthly reports on all transactions
d. Invest idle cash in the account
e. Save the stock certificate clients.
2. What is the Account Opening?
Opening an account is a legal relationship between the client with the broker. Various types of accounts that can be formed, such as:
a. Account single (individual) or with (suami-istri/ortu-anak)
b. Cash or margin account
c. Account diskresions, brokers can make their own sales or purchase transaction
3. What is Odd-lot transactions & Round-lot?
Odd-lot transaction is a stock trading under the standard lot. While the round-lot trade is above the standard lot. Where a lot consists of 500 pieces. But in practice the effects are in large-scale amount.
Resource Stocks Drag
Resource Stocks Drag
Posted on January 30, 2008 by Merry Lo
1. What is the glamor stocks?
There are 2 advantages obtained with the capitalist to invest in the stock, namely through the dividend and capital gain. Dividend is the benefit provided by the company's shares on the publisher's profits that the company produced. Dividends are usually distributed after the agreement of the shareholders and typically 1 years.
While the capital gain is the difference between buying price and selling price. For example, say you buy a stock company with the price per share of Rp 1,400 and sell at the price of Rp 2,000 per share, it means you get a capital gain of Rp 600 per shares. Generally, investors expect short-term profits this.
2. How to investors entitled to a dividend?
So that the investor entitled to a dividend, shareholders must hold sahamnya for a certain period of time until ownership is recognized as a shareholder and entitled to a dividend.
Dividend provided the company can be a cash dividend, in which shareholders receive cash in accordance with the number of shares owned and the share dividend which shareholders get the number of additional shares.
from : http://www.infovesta.com/roller/vesta/entry/daya_tarik_saham
indonesia language
Posted on January 30, 2008 by Merry Lo
1. What is the glamor stocks?
There are 2 advantages obtained with the capitalist to invest in the stock, namely through the dividend and capital gain. Dividend is the benefit provided by the company's shares on the publisher's profits that the company produced. Dividends are usually distributed after the agreement of the shareholders and typically 1 years.
While the capital gain is the difference between buying price and selling price. For example, say you buy a stock company with the price per share of Rp 1,400 and sell at the price of Rp 2,000 per share, it means you get a capital gain of Rp 600 per shares. Generally, investors expect short-term profits this.
2. How to investors entitled to a dividend?
So that the investor entitled to a dividend, shareholders must hold sahamnya for a certain period of time until ownership is recognized as a shareholder and entitled to a dividend.
Dividend provided the company can be a cash dividend, in which shareholders receive cash in accordance with the number of shares owned and the share dividend which shareholders get the number of additional shares.
from : http://www.infovesta.com/roller/vesta/entry/daya_tarik_saham
indonesia language
Settlement Payment Bond
Recognizing Bond
Posted on January 30, 2008 by Dev Group on Research & util
OBLIGASI
Introduction to Bonds
Bond is a term that is used in the financial world, which is a statement of the debt obligations to the holders of bonds with a promise to pay back debt principal and the coupon interest rates later when the due date of payment. Other provisions may also be included in the bond such as the identity of the holder of bonds, restrictions on the legal action undertaken by the publisher. Bonds are generally issued for a fixed period of time over 10 years. For example, the Bond on pemerintahAmerika called the "U.S. Treasury securities" issued for a maturity of 10 years or more. Letters debt timed 1 to 10 years called a "letter of debt and debt under 1 year is called" Letters Treasury. In Indonesia, the letter debt timed 1 to 10 years issued by the government called a letter of debt Negara (SUN) and the debt under 1 year government published a letter called the State Perbendaharan (Save).
Bonds is the sum of debt but is in the form of security. "Publisher" is a bond or sipeminjam debtor, while the "holder" is a bond lender or creditor and the "coupon" bonds is that interest on loans must be paid by the debtor to the creditor. With the publication of this bond is possible for publishers to obtain bond financing long-term investments with funds from sources outside the company.
In some countries, the term "bond" and "letter of obligation" is dependent on the time period fell temponya. The market generally uses the term for the bond issuance of loans in the amount of offered widely to the public and the term "letter of obligation" is used for publishing a letter in the small scale of debt that is usually offered to small investors sejmlah. There are no clear restrictions on the use of this term. There are also known as the term "letter of wealth" that is used for fixed income security with a maturity period of 3 years or less. Bonds have the highest risk compared with the "letter of debt" that has a medium risk and the "letter of wealth" that the lowest risk memiliko which views of the "duration" of the debt which has a short duration the lower the risk.
Both bonds and stocks is a financial instrument called security but the difference is that the owner of shares is a part of the owner of the company stock, while the holder of the bonds is only a lender or creditor to the publisher bonds. Bonds also usually have a jangja specified time period after which the time expires then the bonds can diuangkan while stocks can be owned forever (except the bonds issued by the UK government gilts which is called that does not have a period of maturity.
Benefits of Bond:
The first advantage is to provide fixed income (fixed income) a coupon. This is one of the main bonds, where the holder of the bonds will get interest income on a regular basis during the introduction of the bonds. Interest bonds generally offer higher interest than a given deposit or SBI. The second advantage is the advantage over the sale of bonds (capital gain).
In addition to earning a coupon, bond holders can also memperjualbelikan bonds held. Therefore, if you sell higher than the price when you buy it, then you as the holder of the bonds to obtain the difference is a capital gain.
Bond Risk:
1. Liquidity Risk
Risk is inherent in all bonds, government bonds and corporate bonds. This risk arises from the possibility of a bond likuidnya not be easy or not to sell a bond in the secondary market. Secondary bond market does not seramai secondary stock market. If the stock market just does not have liquid shares, especially in the bond market. For two bonds karektiristiknya the same except that a liquid and a liquid one does not, investors will ask for additional interest rate for bonds that are not liquid or liquidity risk premium, term bakunya. Bonds into a liquid in the secondary market if the demand for bonds is to buy enough, or indeed the parties have a role as a market maker that is one of its functions as a buyer and seller stand-by for the bonds.
2. Risk Maturitas
This risk also exists on the bonds all but especially in the corporate bonds and related to the maturity bonds. In general, the longer maturity of a bond, the greater the level of uncertainty so that the greater the risk maturitas. Maturitas risk of bonds (government and corporate). Developing countries such as Indonesia propriety greater risk than bonds maturitas developed countries such as the United States.
Therefore, a rational investor will ask maturitas premium for the same bonds but karekteristiknya fall temponya longer, say 10 years is more proportionate to 3 years. Who can ensure that the corporation ratingnya BBB still stand 10 more years? Countries can only scattered cases, such as Sovyet Union, Yugoslavia, and Czechoslovakia, especially the corporation. Because of the risk maturitas this period corporate bonds more than 5 years rarely published in Indonesia, the lack of demand.
3. Default Risk
The risk of default is only on the corporate bonds. Unlike the ORI, and SUN as the government guaranteed pengutang, corporate bonds is not guaranteed by the government. Investors who buy bonds should be aware that corporate investment may not return if the bond before maturity, the corporation is insolvent. The risk of corporate bonds and the wall so that the interest rates failed to be paid this is the risk of default.
Types of Bonds
* Bonds have fixed interest rate coupon with the amount of fixed interest rate paid on a regular basis throughout the period of validity bonds.
* Bond interest rate or float also called the Floating rate note (FRN) has calculated the amount of the coupon interest rates are based on a money market index such as LIBOR or Euribor.
* Junk bond or "high bond berimbal results" is a bond that has dibahah ratings investment ratings given by credit institutions pemeringkat. Because this type of bond has a high enough risk that the investors expect a lopsided result in a higher.
* Bonds without interest, or better known by the term (zero coupon bonds) are bonds that do not provide interest payments. This bond are giving discounts to the value of the ray. Bond holders receive the full principal debt at maturity bonds.
* Bond inflation or better known as (Inflation linked bond), where the principal value of debt on the bonds is based on the inflation index. Interest rates on bonds of this type is lower than the fixed interest rate bonds. However bertumbuhnya with the principal value of debt in line with inflation, then the satisfaction of payment obligations will increase as well. During the 1980s, the UK government is the first time issued bonds of this type is the name given Gilts. In the United States this type of bond known by the name "Treasury Inflation-Protected Securities (TIPS) and I-bonds.
* Other Bond Index, are based ekuiti debt (equity linked note) and the bonds to the index which is the business indicators such as income, value added or in the national index such as gross domestic product.
* Effect Beragun Asset bonds is that interest payments and principal debt secured by a reference form of cash flow derived from asset income. Examples of this type of bond is the effect beragun KPR (mortgage-backed security-MBS), collateralized mortgage obligation (CMOS) and collateralized debt obligation (CDOs).
* Subordination obligation bonds that have a lower priority ranking than other bonds issued by the publisher in the case of a liquidation. In the case of a kepailitanlikuidator, kemudaian tax payment of debt, and others. The bond is the preferred payment bond that has the earliest date of publication of the so-called senior bonds, after the bond is paid then the payment obligations satisfaction subordination arrangements. Because of the higher risk bonds this subordination typically have lower credit ratings than senior bonds. Example subordination of the bonds can be found in bonds issued by banks and the Securities Beragun assets. Publication of the next are generally made in the form of "tranches" [2]. Senior tranches are paid first tranches of subordination. there is a hierarchy of creditors. The first is payment of
* Immortal Bond, this Bond does not have a maturity period. This type of bond that is famous in the bond market is "UK Consols" published by the UK government, or also known as Treasury Annuities or Undated Treasuries. Some of these bonds was first published in 1888 and still are to this day. Some types of bonds also has maturity period of a very long one such as the West Shore Railroad Company issued bonds with a maturity period of the year 2361 (or 24 th century). Sometimes this is also seen lasting bonds based on the value of the cash bond at the time of this value is near zero rate.
* Bonds up performance is the name without the official certificate holders where anyone who can hold the bonds demanded payment for the bonds that are dipegangnya. Usually this bond is also given a series number and be registered in order to avoid counterfeiting, but can be traded like cash. Bond is very risky to the lost and kecurian. Bond is often disalah to menghidari imposition pajak.ref> Eason, Yla (June 6, 1983). "Surge in Final Bearer Bonds" New York Times. The [3] company in the United States stopped issuing bonds on the performance i9ni since 1982 and officially forbidden by the tax authorities in 1983.
* Bonds are registered bonds of ownership or peralihannya are registered and recorded by the publisher or by the effect of the administration. Interest payments and principal payments of debt akan dtransfer directly to the bond holder whose name recorded.
* Bonds in the United States or the region known as the (Municipal bond) are bonds issued by state, territorial, city, local government, or institutions. Interest paid to bond holders are often not subject to tax by the state of publishing, but the bonds that are issued to a particular purpose tax still apply.
* Bond or without a letter known as the Book-entry bond is a bond that does not have a certificate, where the high cost of making the certificate, and coupon bonds lead to the occurrence of this type. Bond uses an integrated electronic system that supports the settlement of transactions in pemindahbukuan effect on the capital market. [4]
* Bond lottery or also called Lottery bond is a bond issued by a country (usually European countries). Interest paid as setting interest payment on the bonds but the interest rate fixed bonds akan publisher who published redeem bonds at random at the time in which certain bond redemption or satisfaction the successful selection will be made with a higher price than the value listed on the bonds.
* War Bond war or bond is a bond issued by a country to finance the war
Types of bonds in Indonesia
In general, the type of bond can be seen from the publisher, namely, corporate bonds and government bonds. Government bonds are in some of its own type, namely:
1. Recap bonds, issued for a specific purpose, namely in the framework of Rekapitalisasi Banking Program;
2. Letters debt Negara (SUN), issued to finance the state budget deficit;
3. Indonesian Retail Bonds (ORI), together with the SUN, issued to finance the state budget deficit but with a nominal value so small that can be purchased in retail;
4. Securities or State Sharia can also called "Sharia bonds" or "Sukuk bonds", with the SUN, issued to finance the state budget deficit, but based on the principles of sharia.
Aspects of tax bonds were divided into 2 types, namely:
1. Bonds with a coupon (interest bearing bond)
* Taxes levied on the interest rate Pengasilan with 20% of the gross amount of interest in accordance with the ownership (holding period).
* Top diskontonya charged Income Tax of 20% of the price difference is at the time of the transaction or face value at maturity on the cost, not including interest running (accrued interest).
2. Bonds without interest (zero coupon bond)
* Only the top diskontonya charged Income Tax, ie 20% of the difference between the selling price at the time of the transaction or face value at maturity on the bonds in the bond cost.
Bond Rating Method
Bond Issuance
Publisher bonds are immense, almost every body of law can issue a bond, but a set of rules governing how this bond issuance is very strict. Classification of bond usually consists of:
* Institute supranasional, such as the European Investment Bank (European Investment Bank) or the Asian Development Bank (Asian Development Bank).
* Government of a country's government bonds issued in the country's currency and government bonds in foreign currency denominations with a common bond bond internasionalsovereign). (
* Sub-Sovereign, provincial, state or local authority. In the United States known as the Bond daerahIndonesia known as Letters of debt Negara (SUN) [1] (Municipal bond). In
* Institute government. Bond is also called agency bonds, or agencies.
* The Company issued bonds that the private sector.
* Special purpose vehicles is a company that was founded with a specific purpose for the particular asset that is intended to issue a bond which is disebt Asset Securities Beragun.
PHASE OBLIGASI BUY
To make investment bonds, there are several steps that need to be passed so that the purpose of investment in bonds to provide the maximum results and in accordance with the plan. Stage can be seen in the diagram in this paper.
Opening Account
The initial phase of the process must be done in the bond transaction is sekuriats select companies that have a fixed income division that handles the purchase and sale of bonds. Select a company with experience, a solid team both trader / dealer or research and a competitive fee.
By opening the account, you can find information and trade development of the bond at any time, so you get the bond market movements are accurate and up to date.
Understand Bond Products
At this stage, investors are encouraged to learn the specifics about the information required bond, either on their own investment, the potential risks and potential benefits. This can be obtained with learn independently, to ask the research company's securities, in which you open a bank account or through the internet.
Learn the instrument secra full bonds, investors are expected to recognize the good investment, so investment decisions easier. Learning the instrument, in which you want to put the investment, will provide maximum benefit in achieving the desired plan.
Perform Analysis
Analysis is done, so that decisions are taken in accordance with what is desired, the stability of income. Aspects that are required, such as coupons, time period, the value of publishing and ranking. Background belankang profile and also the consideration of its own. With complete information, it is expected that the decision taken does not cause a big loss. It is advisable to compare between similar bonds.
Buy mandate to provide
After analysis, you get the type of bonds to be purchased. The next stage is to give the mandate to purchase bonds trader or broker that we have chosen. The trader will make the purchase of bonds in accordance with the type and price you want. For example, buyers will purchase bonds ASII (Astra International) in 2002 with the 105 price or the price premium. Typically ray or nominal value amounted to Rp 100.
Prepare Fund
Obligasai need to buy funds that are not small. Purchase of bonds is usually worth Rp 1 billion, making it difficult for individual investors to participate in bond investing. However, there is also offering a valuable Rp 50 million or Rp 100 million.
After the purchase of the proposed mandate, should the funds already allocated. Do not until you apply penalty, because the delay in payment. In addition, the placement of funds in cash that may be completely unexpected with the smooth flow of financial cash flow and your family.
Settlement Payment Bond
Payment of funds is done through the purchase of bonds to transfer securities to the account of the company. After payment is complete, then you wait as buyers stay on the settlement process the transaction. Bonds that you have purchased will be listed in the company's securities in the account recorded in KSEI (Kustodian Sentral Efek Indonesia).
Pemindahtanganan rights obliasi akan very easy to do electronically, at this time because the physical bond is no longer the form of certificates, but have scriptless (the letter).
Administrative and bookkeeping will be done by bank securities custodian company. For this, of course the bank will be allowed to charge certain.
Hopefully, this brief review the information you who are interested in investing long-term debt instruments such as bonds. Happy investing.
from :http://www.infovesta.com/roller/vesta/entry/mengenali_obligasi1
indonesia language
Posted on January 30, 2008 by Dev Group on Research & util
OBLIGASI
Introduction to Bonds
Bond is a term that is used in the financial world, which is a statement of the debt obligations to the holders of bonds with a promise to pay back debt principal and the coupon interest rates later when the due date of payment. Other provisions may also be included in the bond such as the identity of the holder of bonds, restrictions on the legal action undertaken by the publisher. Bonds are generally issued for a fixed period of time over 10 years. For example, the Bond on pemerintahAmerika called the "U.S. Treasury securities" issued for a maturity of 10 years or more. Letters debt timed 1 to 10 years called a "letter of debt and debt under 1 year is called" Letters Treasury. In Indonesia, the letter debt timed 1 to 10 years issued by the government called a letter of debt Negara (SUN) and the debt under 1 year government published a letter called the State Perbendaharan (Save).
Bonds is the sum of debt but is in the form of security. "Publisher" is a bond or sipeminjam debtor, while the "holder" is a bond lender or creditor and the "coupon" bonds is that interest on loans must be paid by the debtor to the creditor. With the publication of this bond is possible for publishers to obtain bond financing long-term investments with funds from sources outside the company.
In some countries, the term "bond" and "letter of obligation" is dependent on the time period fell temponya. The market generally uses the term for the bond issuance of loans in the amount of offered widely to the public and the term "letter of obligation" is used for publishing a letter in the small scale of debt that is usually offered to small investors sejmlah. There are no clear restrictions on the use of this term. There are also known as the term "letter of wealth" that is used for fixed income security with a maturity period of 3 years or less. Bonds have the highest risk compared with the "letter of debt" that has a medium risk and the "letter of wealth" that the lowest risk memiliko which views of the "duration" of the debt which has a short duration the lower the risk.
Both bonds and stocks is a financial instrument called security but the difference is that the owner of shares is a part of the owner of the company stock, while the holder of the bonds is only a lender or creditor to the publisher bonds. Bonds also usually have a jangja specified time period after which the time expires then the bonds can diuangkan while stocks can be owned forever (except the bonds issued by the UK government gilts which is called that does not have a period of maturity.
Benefits of Bond:
The first advantage is to provide fixed income (fixed income) a coupon. This is one of the main bonds, where the holder of the bonds will get interest income on a regular basis during the introduction of the bonds. Interest bonds generally offer higher interest than a given deposit or SBI. The second advantage is the advantage over the sale of bonds (capital gain).
In addition to earning a coupon, bond holders can also memperjualbelikan bonds held. Therefore, if you sell higher than the price when you buy it, then you as the holder of the bonds to obtain the difference is a capital gain.
Bond Risk:
1. Liquidity Risk
Risk is inherent in all bonds, government bonds and corporate bonds. This risk arises from the possibility of a bond likuidnya not be easy or not to sell a bond in the secondary market. Secondary bond market does not seramai secondary stock market. If the stock market just does not have liquid shares, especially in the bond market. For two bonds karektiristiknya the same except that a liquid and a liquid one does not, investors will ask for additional interest rate for bonds that are not liquid or liquidity risk premium, term bakunya. Bonds into a liquid in the secondary market if the demand for bonds is to buy enough, or indeed the parties have a role as a market maker that is one of its functions as a buyer and seller stand-by for the bonds.
2. Risk Maturitas
This risk also exists on the bonds all but especially in the corporate bonds and related to the maturity bonds. In general, the longer maturity of a bond, the greater the level of uncertainty so that the greater the risk maturitas. Maturitas risk of bonds (government and corporate). Developing countries such as Indonesia propriety greater risk than bonds maturitas developed countries such as the United States.
Therefore, a rational investor will ask maturitas premium for the same bonds but karekteristiknya fall temponya longer, say 10 years is more proportionate to 3 years. Who can ensure that the corporation ratingnya BBB still stand 10 more years? Countries can only scattered cases, such as Sovyet Union, Yugoslavia, and Czechoslovakia, especially the corporation. Because of the risk maturitas this period corporate bonds more than 5 years rarely published in Indonesia, the lack of demand.
3. Default Risk
The risk of default is only on the corporate bonds. Unlike the ORI, and SUN as the government guaranteed pengutang, corporate bonds is not guaranteed by the government. Investors who buy bonds should be aware that corporate investment may not return if the bond before maturity, the corporation is insolvent. The risk of corporate bonds and the wall so that the interest rates failed to be paid this is the risk of default.
Types of Bonds
* Bonds have fixed interest rate coupon with the amount of fixed interest rate paid on a regular basis throughout the period of validity bonds.
* Bond interest rate or float also called the Floating rate note (FRN) has calculated the amount of the coupon interest rates are based on a money market index such as LIBOR or Euribor.
* Junk bond or "high bond berimbal results" is a bond that has dibahah ratings investment ratings given by credit institutions pemeringkat. Because this type of bond has a high enough risk that the investors expect a lopsided result in a higher.
* Bonds without interest, or better known by the term (zero coupon bonds) are bonds that do not provide interest payments. This bond are giving discounts to the value of the ray. Bond holders receive the full principal debt at maturity bonds.
* Bond inflation or better known as (Inflation linked bond), where the principal value of debt on the bonds is based on the inflation index. Interest rates on bonds of this type is lower than the fixed interest rate bonds. However bertumbuhnya with the principal value of debt in line with inflation, then the satisfaction of payment obligations will increase as well. During the 1980s, the UK government is the first time issued bonds of this type is the name given Gilts. In the United States this type of bond known by the name "Treasury Inflation-Protected Securities (TIPS) and I-bonds.
* Other Bond Index, are based ekuiti debt (equity linked note) and the bonds to the index which is the business indicators such as income, value added or in the national index such as gross domestic product.
* Effect Beragun Asset bonds is that interest payments and principal debt secured by a reference form of cash flow derived from asset income. Examples of this type of bond is the effect beragun KPR (mortgage-backed security-MBS), collateralized mortgage obligation (CMOS) and collateralized debt obligation (CDOs).
* Subordination obligation bonds that have a lower priority ranking than other bonds issued by the publisher in the case of a liquidation. In the case of a kepailitanlikuidator, kemudaian tax payment of debt, and others. The bond is the preferred payment bond that has the earliest date of publication of the so-called senior bonds, after the bond is paid then the payment obligations satisfaction subordination arrangements. Because of the higher risk bonds this subordination typically have lower credit ratings than senior bonds. Example subordination of the bonds can be found in bonds issued by banks and the Securities Beragun assets. Publication of the next are generally made in the form of "tranches" [2]. Senior tranches are paid first tranches of subordination. there is a hierarchy of creditors. The first is payment of
* Immortal Bond, this Bond does not have a maturity period. This type of bond that is famous in the bond market is "UK Consols" published by the UK government, or also known as Treasury Annuities or Undated Treasuries. Some of these bonds was first published in 1888 and still are to this day. Some types of bonds also has maturity period of a very long one such as the West Shore Railroad Company issued bonds with a maturity period of the year 2361 (or 24 th century). Sometimes this is also seen lasting bonds based on the value of the cash bond at the time of this value is near zero rate.
* Bonds up performance is the name without the official certificate holders where anyone who can hold the bonds demanded payment for the bonds that are dipegangnya. Usually this bond is also given a series number and be registered in order to avoid counterfeiting, but can be traded like cash. Bond is very risky to the lost and kecurian. Bond is often disalah to menghidari imposition pajak.ref> Eason, Yla (June 6, 1983). "Surge in Final Bearer Bonds" New York Times. The [3] company in the United States stopped issuing bonds on the performance i9ni since 1982 and officially forbidden by the tax authorities in 1983.
* Bonds are registered bonds of ownership or peralihannya are registered and recorded by the publisher or by the effect of the administration. Interest payments and principal payments of debt akan dtransfer directly to the bond holder whose name recorded.
* Bonds in the United States or the region known as the (Municipal bond) are bonds issued by state, territorial, city, local government, or institutions. Interest paid to bond holders are often not subject to tax by the state of publishing, but the bonds that are issued to a particular purpose tax still apply.
* Bond or without a letter known as the Book-entry bond is a bond that does not have a certificate, where the high cost of making the certificate, and coupon bonds lead to the occurrence of this type. Bond uses an integrated electronic system that supports the settlement of transactions in pemindahbukuan effect on the capital market. [4]
* Bond lottery or also called Lottery bond is a bond issued by a country (usually European countries). Interest paid as setting interest payment on the bonds but the interest rate fixed bonds akan publisher who published redeem bonds at random at the time in which certain bond redemption or satisfaction the successful selection will be made with a higher price than the value listed on the bonds.
* War Bond war or bond is a bond issued by a country to finance the war
Types of bonds in Indonesia
In general, the type of bond can be seen from the publisher, namely, corporate bonds and government bonds. Government bonds are in some of its own type, namely:
1. Recap bonds, issued for a specific purpose, namely in the framework of Rekapitalisasi Banking Program;
2. Letters debt Negara (SUN), issued to finance the state budget deficit;
3. Indonesian Retail Bonds (ORI), together with the SUN, issued to finance the state budget deficit but with a nominal value so small that can be purchased in retail;
4. Securities or State Sharia can also called "Sharia bonds" or "Sukuk bonds", with the SUN, issued to finance the state budget deficit, but based on the principles of sharia.
Aspects of tax bonds were divided into 2 types, namely:
1. Bonds with a coupon (interest bearing bond)
* Taxes levied on the interest rate Pengasilan with 20% of the gross amount of interest in accordance with the ownership (holding period).
* Top diskontonya charged Income Tax of 20% of the price difference is at the time of the transaction or face value at maturity on the cost, not including interest running (accrued interest).
2. Bonds without interest (zero coupon bond)
* Only the top diskontonya charged Income Tax, ie 20% of the difference between the selling price at the time of the transaction or face value at maturity on the bonds in the bond cost.
Bond Rating Method
Bond Issuance
Publisher bonds are immense, almost every body of law can issue a bond, but a set of rules governing how this bond issuance is very strict. Classification of bond usually consists of:
* Institute supranasional, such as the European Investment Bank (European Investment Bank) or the Asian Development Bank (Asian Development Bank).
* Government of a country's government bonds issued in the country's currency and government bonds in foreign currency denominations with a common bond bond internasionalsovereign). (
* Sub-Sovereign, provincial, state or local authority. In the United States known as the Bond daerahIndonesia known as Letters of debt Negara (SUN) [1] (Municipal bond). In
* Institute government. Bond is also called agency bonds, or agencies.
* The Company issued bonds that the private sector.
* Special purpose vehicles is a company that was founded with a specific purpose for the particular asset that is intended to issue a bond which is disebt Asset Securities Beragun.
PHASE OBLIGASI BUY
To make investment bonds, there are several steps that need to be passed so that the purpose of investment in bonds to provide the maximum results and in accordance with the plan. Stage can be seen in the diagram in this paper.
Opening Account
The initial phase of the process must be done in the bond transaction is sekuriats select companies that have a fixed income division that handles the purchase and sale of bonds. Select a company with experience, a solid team both trader / dealer or research and a competitive fee.
By opening the account, you can find information and trade development of the bond at any time, so you get the bond market movements are accurate and up to date.
Understand Bond Products
At this stage, investors are encouraged to learn the specifics about the information required bond, either on their own investment, the potential risks and potential benefits. This can be obtained with learn independently, to ask the research company's securities, in which you open a bank account or through the internet.
Learn the instrument secra full bonds, investors are expected to recognize the good investment, so investment decisions easier. Learning the instrument, in which you want to put the investment, will provide maximum benefit in achieving the desired plan.
Perform Analysis
Analysis is done, so that decisions are taken in accordance with what is desired, the stability of income. Aspects that are required, such as coupons, time period, the value of publishing and ranking. Background belankang profile and also the consideration of its own. With complete information, it is expected that the decision taken does not cause a big loss. It is advisable to compare between similar bonds.
Buy mandate to provide
After analysis, you get the type of bonds to be purchased. The next stage is to give the mandate to purchase bonds trader or broker that we have chosen. The trader will make the purchase of bonds in accordance with the type and price you want. For example, buyers will purchase bonds ASII (Astra International) in 2002 with the 105 price or the price premium. Typically ray or nominal value amounted to Rp 100.
Prepare Fund
Obligasai need to buy funds that are not small. Purchase of bonds is usually worth Rp 1 billion, making it difficult for individual investors to participate in bond investing. However, there is also offering a valuable Rp 50 million or Rp 100 million.
After the purchase of the proposed mandate, should the funds already allocated. Do not until you apply penalty, because the delay in payment. In addition, the placement of funds in cash that may be completely unexpected with the smooth flow of financial cash flow and your family.
Settlement Payment Bond
Payment of funds is done through the purchase of bonds to transfer securities to the account of the company. After payment is complete, then you wait as buyers stay on the settlement process the transaction. Bonds that you have purchased will be listed in the company's securities in the account recorded in KSEI (Kustodian Sentral Efek Indonesia).
Pemindahtanganan rights obliasi akan very easy to do electronically, at this time because the physical bond is no longer the form of certificates, but have scriptless (the letter).
Administrative and bookkeeping will be done by bank securities custodian company. For this, of course the bank will be allowed to charge certain.
Hopefully, this brief review the information you who are interested in investing long-term debt instruments such as bonds. Happy investing.
from :http://www.infovesta.com/roller/vesta/entry/mengenali_obligasi1
indonesia language
lajar Mutual Funds
lajar Mutual Funds
*
Types of Shares
Posted on January 30, 2008 by Merry Lo
Types of shares
A. Ordinary shares (common stock)
Common stock is a stock that the owners put most of Yunior dividend and rights to property companies when the company is dilikuidasi (do not have the privileges). Characteristics of common stock dividend is payable if the company gain profit.
People who have stocks have the right to take part in managing the company. The right sound according to the size of the shares owned, the greater the percentage of shares owned by the major voice of the right to control the operational companies.
Shareholders usually have limited responsibility to claim the other party in accordance with the proportion of shares and have the right to switch kepemilikkan sahamnya to other people.
B. Preferen shares (preferred stock)
Preferen stock has characteristics of a combination between bonds and common stock, because it can generate income, such as fixed interest bonds.
There are similarities between the stock preferen bonds:
1. have a claim on assets and profit before
2. during the stock dividend will remain valid
3. tebus have rights and can be exchanged with the ordinary shares
Stocks preferen more secure than usual because the stock has a claim against the property company and dividend first. And their owners will have more rights than the rights owner of ordinary shares, for example, rights in election of directors so that the range management will try every effort to pay the dividend payment accuracy not to preferen prime minister.
But shares preferen difficult for ordinary shares as diperjualbelikan because few in number.
from : http://www.infovesta.com/roller/vesta/entry/tipe_tipe_saham
indonesian language
*
Types of Shares
Posted on January 30, 2008 by Merry Lo
Types of shares
A. Ordinary shares (common stock)
Common stock is a stock that the owners put most of Yunior dividend and rights to property companies when the company is dilikuidasi (do not have the privileges). Characteristics of common stock dividend is payable if the company gain profit.
People who have stocks have the right to take part in managing the company. The right sound according to the size of the shares owned, the greater the percentage of shares owned by the major voice of the right to control the operational companies.
Shareholders usually have limited responsibility to claim the other party in accordance with the proportion of shares and have the right to switch kepemilikkan sahamnya to other people.
B. Preferen shares (preferred stock)
Preferen stock has characteristics of a combination between bonds and common stock, because it can generate income, such as fixed interest bonds.
There are similarities between the stock preferen bonds:
1. have a claim on assets and profit before
2. during the stock dividend will remain valid
3. tebus have rights and can be exchanged with the ordinary shares
Stocks preferen more secure than usual because the stock has a claim against the property company and dividend first. And their owners will have more rights than the rights owner of ordinary shares, for example, rights in election of directors so that the range management will try every effort to pay the dividend payment accuracy not to preferen prime minister.
But shares preferen difficult for ordinary shares as diperjualbelikan because few in number.
from : http://www.infovesta.com/roller/vesta/entry/tipe_tipe_saham
indonesian language
Sunday, July 5, 2009
Understanding Capital Market
CAPITAL MARKET (MARKET Capital)
1. The
The business needs of the capital, at any time tends to show that the number was increasing. The occurrence of this growing demand of capital is shown with increasing demand for production activities. Therefore, to facilitate the public and the producers to get the capital together government agencies conducting economic activities the capital market.
Capital markets (capital market) is a market for long-term financial instruments that can diperjualbelikan, both of debt (bonds), ekuiti (stocks), mutual funds, derivative instruments and other instruments. Capital market is a means of funding for companies and other institutions (eg government), and as a means for investing activities. Thus, the capital market to facilitate a variety of facilities and infrastructure activities like selling and other related activities.
2. Differences with the Money Market
The difference between the capital market with short-term money market is the time. In the money market, securities are short-timed, while in the capital market, securities are long period.
3. Function of Capital Market
Capital markets have an important role in the economy of a country because the capital market has 2 functions, namely:
a. Economic function.
Capital markets provide a vehicle or arrange a two-interest of the parties and the investors who need funds.
b. Financial functions.
Capital markets provide the opportunity and possibility to obtain the reward (return) for the owner of the funds, according to the characteristics of the selected investment.
So hopefully with the capital market activity increased as the economy becomes an alternative capital market funding for companies to increase revenue on the company ultimately provide prosperity for the wider community.
While the function of capital markets in India include:
1. business entities as a means to obtain additional capital;
2. equity as a means of income;
3. increase production with the capital so that productivity increases;
4. accommodate the workforce, and
5. increase income taxes for the government.
4. Benefits of Capital Market
In general, the benefits from the existence of capital markets is:
a.Menyediakan source of financing (long term) for the business while allowing optimal allocation of funds.
b.Memberikan a diverse investment vehicle for investors, making it possible to make diversification.
c. Providing leading indicator for the development of a country's economy. That is, if capital markets are expected to develop the economy will also grow.
d. Distribution of ownership of the company until the middle stratum
e. Distribution of ownership, transparency and professionalism in trying to create a healthy climate and encourage the use of professional management.
5. Goal formation Capital Market
In 1977, the government re-activate the capital market operations with the goal to further spur the growth of the national economy. Dilandaskan in the back by the need of development funds has been increasing.
Through the capital market, the business will be able to obtain some or all long-term financing is needed. In addition, the activation is also meant to pave the results of development through ownership of stock-stock companies and the provision of employment and equality of opportunity.
6. Role of Strategic Capital Market
Capital markets have an important role in economic activities. In many countries, especially in countries that embrace the market economy system, capital markets have become a source of economic progress, because the capital market can become an alternative source of funding for companies. This company is one of the agents of production that will shape the national Gross Domestic Product (GDP). The development of capital market activity will support the GDP increase. In other words, the development of capital markets will also encourage kemjuan economy of a country.
from : http://www.infovesta.com/roller/vesta/entry/mengenal_pasar_modal
indonesia language
1. The
The business needs of the capital, at any time tends to show that the number was increasing. The occurrence of this growing demand of capital is shown with increasing demand for production activities. Therefore, to facilitate the public and the producers to get the capital together government agencies conducting economic activities the capital market.
Capital markets (capital market) is a market for long-term financial instruments that can diperjualbelikan, both of debt (bonds), ekuiti (stocks), mutual funds, derivative instruments and other instruments. Capital market is a means of funding for companies and other institutions (eg government), and as a means for investing activities. Thus, the capital market to facilitate a variety of facilities and infrastructure activities like selling and other related activities.
2. Differences with the Money Market
The difference between the capital market with short-term money market is the time. In the money market, securities are short-timed, while in the capital market, securities are long period.
3. Function of Capital Market
Capital markets have an important role in the economy of a country because the capital market has 2 functions, namely:
a. Economic function.
Capital markets provide a vehicle or arrange a two-interest of the parties and the investors who need funds.
b. Financial functions.
Capital markets provide the opportunity and possibility to obtain the reward (return) for the owner of the funds, according to the characteristics of the selected investment.
So hopefully with the capital market activity increased as the economy becomes an alternative capital market funding for companies to increase revenue on the company ultimately provide prosperity for the wider community.
While the function of capital markets in India include:
1. business entities as a means to obtain additional capital;
2. equity as a means of income;
3. increase production with the capital so that productivity increases;
4. accommodate the workforce, and
5. increase income taxes for the government.
4. Benefits of Capital Market
In general, the benefits from the existence of capital markets is:
a.Menyediakan source of financing (long term) for the business while allowing optimal allocation of funds.
b.Memberikan a diverse investment vehicle for investors, making it possible to make diversification.
c. Providing leading indicator for the development of a country's economy. That is, if capital markets are expected to develop the economy will also grow.
d. Distribution of ownership of the company until the middle stratum
e. Distribution of ownership, transparency and professionalism in trying to create a healthy climate and encourage the use of professional management.
5. Goal formation Capital Market
In 1977, the government re-activate the capital market operations with the goal to further spur the growth of the national economy. Dilandaskan in the back by the need of development funds has been increasing.
Through the capital market, the business will be able to obtain some or all long-term financing is needed. In addition, the activation is also meant to pave the results of development through ownership of stock-stock companies and the provision of employment and equality of opportunity.
6. Role of Strategic Capital Market
Capital markets have an important role in economic activities. In many countries, especially in countries that embrace the market economy system, capital markets have become a source of economic progress, because the capital market can become an alternative source of funding for companies. This company is one of the agents of production that will shape the national Gross Domestic Product (GDP). The development of capital market activity will support the GDP increase. In other words, the development of capital markets will also encourage kemjuan economy of a country.
from : http://www.infovesta.com/roller/vesta/entry/mengenal_pasar_modal
indonesia language
Understanding Capital Market
CAPITAL MARKET (MARKET Capital)
1. The
The business needs of the capital, at any time tends to show that the number was increasing. The occurrence of this growing demand of capital is shown with increasing demand for production activities. Therefore, to facilitate the public and the producers to get the capital together government agencies conducting economic activities the capital market.
Capital markets (capital market) is a market for long-term financial instruments that can diperjualbelikan, both of debt (bonds), ekuiti (stocks), mutual funds, derivative instruments and other instruments. Capital market is a means of funding for companies and other institutions (eg government), and as a means for investing activities. Thus, the capital market to facilitate a variety of facilities and infrastructure activities like selling and other related activities.
2. Differences with the Money Market
The difference between the capital market with short-term money market is the time. In the money market, securities are short-timed, while in the capital market, securities are long period.
3. Function of Capital Market
Capital markets have an important role in the economy of a country because the capital market has 2 functions, namely:
a. Economic function.
Capital markets provide a vehicle or arrange a two-interest of the parties and the investors who need funds.
b. Financial functions.
Capital markets provide the opportunity and possibility to obtain the reward (return) for the owner of the funds, according to the characteristics of the selected investment.
So hopefully with the capital market activity increased as the economy becomes an alternative capital market funding for companies to increase revenue on the company ultimately provide prosperity for the wider community.
While the function of capital markets in India include:
1. business entities as a means to obtain additional capital;
2. equity as a means of income;
3. increase production with the capital so that productivity increases;
4. accommodate the workforce, and
5. increase income taxes for the government.
4. Benefits of Capital Market
In general, the benefits from the existence of capital markets is:
a.Menyediakan source of financing (long term) for the business while allowing optimal allocation of funds.
from : http://www.infovesta.com/roller/vesta/entry/mengenal_pasar_modal
indonesia language
1. The
The business needs of the capital, at any time tends to show that the number was increasing. The occurrence of this growing demand of capital is shown with increasing demand for production activities. Therefore, to facilitate the public and the producers to get the capital together government agencies conducting economic activities the capital market.
Capital markets (capital market) is a market for long-term financial instruments that can diperjualbelikan, both of debt (bonds), ekuiti (stocks), mutual funds, derivative instruments and other instruments. Capital market is a means of funding for companies and other institutions (eg government), and as a means for investing activities. Thus, the capital market to facilitate a variety of facilities and infrastructure activities like selling and other related activities.
2. Differences with the Money Market
The difference between the capital market with short-term money market is the time. In the money market, securities are short-timed, while in the capital market, securities are long period.
3. Function of Capital Market
Capital markets have an important role in the economy of a country because the capital market has 2 functions, namely:
a. Economic function.
Capital markets provide a vehicle or arrange a two-interest of the parties and the investors who need funds.
b. Financial functions.
Capital markets provide the opportunity and possibility to obtain the reward (return) for the owner of the funds, according to the characteristics of the selected investment.
So hopefully with the capital market activity increased as the economy becomes an alternative capital market funding for companies to increase revenue on the company ultimately provide prosperity for the wider community.
While the function of capital markets in India include:
1. business entities as a means to obtain additional capital;
2. equity as a means of income;
3. increase production with the capital so that productivity increases;
4. accommodate the workforce, and
5. increase income taxes for the government.
4. Benefits of Capital Market
In general, the benefits from the existence of capital markets is:
a.Menyediakan source of financing (long term) for the business while allowing optimal allocation of funds.
from : http://www.infovesta.com/roller/vesta/entry/mengenal_pasar_modal
indonesia language
Some Please Note This Before Making Investment
1. Identify themselves
How much money will you need in the future? (planning the future).
If you do not know your own financial goals, you will continue to feel short of because you do not know how much you actually enough.
So, first you need to determine how much you need to pay all expenses in your life, and to be able to retire in the relatively feasible and convenient.
How big is the risk level can you accept?
Each mutual fund has a different level of risk that has been described in previous topics.
But when you see the risks, you may feel that you are a conservative who can only accept a small risk. In fact you may only accept risks that are greater than you think, you just need to know the dangers that accompany the risk and learn strategies to protect themselves.
How long would you wait before you can take a profit? (period)
As discussed in the previous topic about the length of time you invest in, here there is a rule that the longer your investment period, then the larger the investment opportunity to generate profit. If forced to acquire in a short time, then most likely you will fail. This is because the market can not be predicted.
2. Recognizing the commitment you
Financial budgeting.
Make a financial budget is the most realistic way to ensure that the expenditure of money has been appropriate, as planned.
Consistent and consistent
In the financial budgeting tersulit that is consistent in its application. Never find a problem with thinking that this expenditure will be covered by reducing spending next month. Because in reality we are rarely able to do it.
So what so we consistent? Most efficient way is to set a goal that can motivate us to be consistent so that the goal can be achieved.
3. Setting Goals
Every journey has a destination and may have more than one goal you want to achieve. But because some of the various constraints must be selected for the purpose of priority.
After selecting a destination where you want to achieve first, then you need to take into account the amount of money to achieve that goal, so that you know how much money you need.
4. Discipline
Discipline is not easy to do, but you try a lot of people think that discipline and sometimes another one because it can not meet the objective, and will be more people who do not discipline that can not meet the objective.
from :http://www.infovesta.com/roller/vesta/entry/beberapa_hal_yang_perlu_diketahu
indonesia language
How much money will you need in the future? (planning the future).
If you do not know your own financial goals, you will continue to feel short of because you do not know how much you actually enough.
So, first you need to determine how much you need to pay all expenses in your life, and to be able to retire in the relatively feasible and convenient.
How big is the risk level can you accept?
Each mutual fund has a different level of risk that has been described in previous topics.
But when you see the risks, you may feel that you are a conservative who can only accept a small risk. In fact you may only accept risks that are greater than you think, you just need to know the dangers that accompany the risk and learn strategies to protect themselves.
How long would you wait before you can take a profit? (period)
As discussed in the previous topic about the length of time you invest in, here there is a rule that the longer your investment period, then the larger the investment opportunity to generate profit. If forced to acquire in a short time, then most likely you will fail. This is because the market can not be predicted.
2. Recognizing the commitment you
Financial budgeting.
Make a financial budget is the most realistic way to ensure that the expenditure of money has been appropriate, as planned.
Consistent and consistent
In the financial budgeting tersulit that is consistent in its application. Never find a problem with thinking that this expenditure will be covered by reducing spending next month. Because in reality we are rarely able to do it.
So what so we consistent? Most efficient way is to set a goal that can motivate us to be consistent so that the goal can be achieved.
3. Setting Goals
Every journey has a destination and may have more than one goal you want to achieve. But because some of the various constraints must be selected for the purpose of priority.
After selecting a destination where you want to achieve first, then you need to take into account the amount of money to achieve that goal, so that you know how much money you need.
4. Discipline
Discipline is not easy to do, but you try a lot of people think that discipline and sometimes another one because it can not meet the objective, and will be more people who do not discipline that can not meet the objective.
from :http://www.infovesta.com/roller/vesta/entry/beberapa_hal_yang_perlu_diketahu
indonesia language
INVESTMENT
INVESTMENT
1. The
The harafiah, investment is saving money with the purpose of obtaining the expected return greater than the deposit interest rate to meet the goals you want to achieve with the time frames and in accordance with the ability akan capital. Or can be defined as a sacrifice in the form of delays in expenditure for the current benefit (return) is better in the future.
In other words, the more simple / simple, investment is a way for someone to manage money either with dibelikan property, or ditabung to be planted in a business with the goal of profit after / before the specified period.
2. Forms of investment
In daily life there are some forms of investment that we know, among which are:
1. Investment property
Investment property can be of the amount of money in the form of property, the most commonly performed is usually in the form of gold, a house or land.
2. Equity investment
Equity investment is generally associated with the purchase and keep stock in a stock market investment by individuals and funds in anticipating income from dividend and profit as the value of capital stock increases. It is also sometimes associated with the acquisition of shares (ownership) to participate in a private company (not recorded at the exchange) or a new company (a company being created or newly created). When the investment is done on the new company, it is referred to as Venture Capital and investment in general have understood the risk of larger investments in situations where the stock was done in exchange.
3. Investment Risks
Usually, there are 3 risk ditakutkan most people will do when their investment, namely:
1. Decrease in value of Investment
Risk that most people ditakuti when investing in general is "What will I lose money?" Most people may say "no" when asked like that. Because there are people who do not want to lose money. However, every investment there are certain risk. The difference is only on the size. There are investment products that the risk is big enough, there is currently, there are small.
Now if you invest, we must consider how much value you are willing to decrease your responsibility if you lose? 10 percent? 20 percent? 50 percent? Or 100 percent? Regardless of loss you are willing to responsibility, remember that it is part of investing. Do not ever expect you will continue to speculate. Is a loss, we must occasionally experienced. Because the presence of losses, it is experience that makes us so much more invested in learning.
2. The difficulty of Sale Investment Products
Risk of second most ditakuti people to invest when investment is whether the product is easy dibelinya for sale / diuangkan again. Some people may be happy to invest in gold because gold is considered easy re-sale. However, there are also people who invest in the currency to U.S. dollars, and dollars are quick inclusion to the bank. This is because when the dollar was kept in the cupboard, the physical condition of paper money may be decreased, and that sometimes will make a time when the dollar would be sold again. Know, some banks often do not want to receive or purchase foreign currency when your money situation physical torn, damaged or dingy.
Other examples of investment product that is not always easy to re-sale is a collection of goods. Goods collections are generally not easily re-sale market because the buyer the goods are very specific. Painting, for example. Because of a specific market, namely that their hobby will be painting as well, not always easy to sell the painting. But, once sold, the price could be very high and gives the rather fortunately for those who sell them.
So, before you decide to invest, you should first know how easy it is the product of your investment can be sold again. Do not invest until you can not sell them but, because the goods sold is difficult.
3. Investment Results Provided Not Increase Price of Goods and Services
Imagine if you invested in the deposit interest rate to give 10 percent a year, while in the year the price of goods and services increased 15 percent even? This often happens, not too high because the price increase of goods and services, but because of the selected product itself will not necessarily appropriate.
Maybe some of you want the investment product that is safe and conservative. However, the consequence is that the investment results obtained may not match the price increase of goods and services. If you hold it naturally from year to year, then you will go bankrupt.
What should you do to address this risk? Do not close themselves to information. Learn investment products that you may not know, and then try to go there considering all the consequences. The long run, you can certainly overcome the high price increase of goods and services to invest in products that are potentially to be able to give results higher than the price increase of goods.
4. How to Reduce the Risk of Investment
To reduce the risk, the easiest way is to invest in various investment facilities. This is called creating a portfolio investment. The objective of this investment is to reduce losses that may arise from a means of closing the investment with profit earned from the investment of the other. For example, invest in mutual funds and on savings. If both benefit the investor will not suffer losses. But what if one of them a loss, for example, the value of mutual funds or bank dilikuidasi down? With the portfolio expected loss is then one of the investment could be reduced by other benefits from the investment. If both of them losers, meaning that if investors use the trial in a Sharia investment and may be a warning or punishment, even if the investment is not appropriate sharia.
So the core is to reduce the risk of investment portfolio: "do not lay many eggs in one basket" because if you drop, then the egg will be more broken than if put in the basket if the basket some of the other does not fall.
5. Investment Products
In general, products are grouped based on the investment results into 2 groups, namely:
Fixed Income Investment products (fixed income investment), the investment product that is certain to provide income (usually called interest), and the money you invested will not recede. Example: Deposit and Savings in the Bank.
Product Investment Growth (growth income investment), the product does not provide investment results that include certain interest, but only returns when the re-sale with a higher value. Example: stocks, gold, houses, goods collection, foreign currency. Risk products such as this is the money you invest can be decreased when nilanya investment products that are sold with a lower price than the price when you buy it.
6. Investment Decision Process
Investment decision process is a continuous decision (on going process) with the following stages:
The purpose of determining the investment
In determining the purpose of investing there are a few things that must be the period of investment (short / long), the target return would be achieved.
Determination of Investment Policy
Investors should understand the risks (risk profile) are whether the risk or avoid risk, how much funds will be invested, the flexibility in the time for investors to monitor investments, capital markets knowledge akan.
Selection strategy and portfolio assets
After knowing the things on point 1 and 2 above then we can form a portfolio that is expected to efficiently and optimally.
Measurement and evaluation of portfolio performance
Measure the performance of a portfolio that has been formed, whether in accordance with the goals already. Tool to measure the performance of portfolio 3 is popular enough that the measures Sharpe's, Treynor's and Jensen measures measures.
7. Commodities
Commodities related to the stock companies that produce raw materials such as oil, gold, silver and base metal-metal, such as Almunium, copper and zinc.
From : http://www.infovesta.com/roller/vesta/entry/apa_itu_investasi
Indonesia Leuage
1. The
The harafiah, investment is saving money with the purpose of obtaining the expected return greater than the deposit interest rate to meet the goals you want to achieve with the time frames and in accordance with the ability akan capital. Or can be defined as a sacrifice in the form of delays in expenditure for the current benefit (return) is better in the future.
In other words, the more simple / simple, investment is a way for someone to manage money either with dibelikan property, or ditabung to be planted in a business with the goal of profit after / before the specified period.
2. Forms of investment
In daily life there are some forms of investment that we know, among which are:
1. Investment property
Investment property can be of the amount of money in the form of property, the most commonly performed is usually in the form of gold, a house or land.
2. Equity investment
Equity investment is generally associated with the purchase and keep stock in a stock market investment by individuals and funds in anticipating income from dividend and profit as the value of capital stock increases. It is also sometimes associated with the acquisition of shares (ownership) to participate in a private company (not recorded at the exchange) or a new company (a company being created or newly created). When the investment is done on the new company, it is referred to as Venture Capital and investment in general have understood the risk of larger investments in situations where the stock was done in exchange.
3. Investment Risks
Usually, there are 3 risk ditakutkan most people will do when their investment, namely:
1. Decrease in value of Investment
Risk that most people ditakuti when investing in general is "What will I lose money?" Most people may say "no" when asked like that. Because there are people who do not want to lose money. However, every investment there are certain risk. The difference is only on the size. There are investment products that the risk is big enough, there is currently, there are small.
Now if you invest, we must consider how much value you are willing to decrease your responsibility if you lose? 10 percent? 20 percent? 50 percent? Or 100 percent? Regardless of loss you are willing to responsibility, remember that it is part of investing. Do not ever expect you will continue to speculate. Is a loss, we must occasionally experienced. Because the presence of losses, it is experience that makes us so much more invested in learning.
2. The difficulty of Sale Investment Products
Risk of second most ditakuti people to invest when investment is whether the product is easy dibelinya for sale / diuangkan again. Some people may be happy to invest in gold because gold is considered easy re-sale. However, there are also people who invest in the currency to U.S. dollars, and dollars are quick inclusion to the bank. This is because when the dollar was kept in the cupboard, the physical condition of paper money may be decreased, and that sometimes will make a time when the dollar would be sold again. Know, some banks often do not want to receive or purchase foreign currency when your money situation physical torn, damaged or dingy.
Other examples of investment product that is not always easy to re-sale is a collection of goods. Goods collections are generally not easily re-sale market because the buyer the goods are very specific. Painting, for example. Because of a specific market, namely that their hobby will be painting as well, not always easy to sell the painting. But, once sold, the price could be very high and gives the rather fortunately for those who sell them.
So, before you decide to invest, you should first know how easy it is the product of your investment can be sold again. Do not invest until you can not sell them but, because the goods sold is difficult.
3. Investment Results Provided Not Increase Price of Goods and Services
Imagine if you invested in the deposit interest rate to give 10 percent a year, while in the year the price of goods and services increased 15 percent even? This often happens, not too high because the price increase of goods and services, but because of the selected product itself will not necessarily appropriate.
Maybe some of you want the investment product that is safe and conservative. However, the consequence is that the investment results obtained may not match the price increase of goods and services. If you hold it naturally from year to year, then you will go bankrupt.
What should you do to address this risk? Do not close themselves to information. Learn investment products that you may not know, and then try to go there considering all the consequences. The long run, you can certainly overcome the high price increase of goods and services to invest in products that are potentially to be able to give results higher than the price increase of goods.
4. How to Reduce the Risk of Investment
To reduce the risk, the easiest way is to invest in various investment facilities. This is called creating a portfolio investment. The objective of this investment is to reduce losses that may arise from a means of closing the investment with profit earned from the investment of the other. For example, invest in mutual funds and on savings. If both benefit the investor will not suffer losses. But what if one of them a loss, for example, the value of mutual funds or bank dilikuidasi down? With the portfolio expected loss is then one of the investment could be reduced by other benefits from the investment. If both of them losers, meaning that if investors use the trial in a Sharia investment and may be a warning or punishment, even if the investment is not appropriate sharia.
So the core is to reduce the risk of investment portfolio: "do not lay many eggs in one basket" because if you drop, then the egg will be more broken than if put in the basket if the basket some of the other does not fall.
5. Investment Products
In general, products are grouped based on the investment results into 2 groups, namely:
Fixed Income Investment products (fixed income investment), the investment product that is certain to provide income (usually called interest), and the money you invested will not recede. Example: Deposit and Savings in the Bank.
Product Investment Growth (growth income investment), the product does not provide investment results that include certain interest, but only returns when the re-sale with a higher value. Example: stocks, gold, houses, goods collection, foreign currency. Risk products such as this is the money you invest can be decreased when nilanya investment products that are sold with a lower price than the price when you buy it.
6. Investment Decision Process
Investment decision process is a continuous decision (on going process) with the following stages:
The purpose of determining the investment
In determining the purpose of investing there are a few things that must be the period of investment (short / long), the target return would be achieved.
Determination of Investment Policy
Investors should understand the risks (risk profile) are whether the risk or avoid risk, how much funds will be invested, the flexibility in the time for investors to monitor investments, capital markets knowledge akan.
Selection strategy and portfolio assets
After knowing the things on point 1 and 2 above then we can form a portfolio that is expected to efficiently and optimally.
Measurement and evaluation of portfolio performance
Measure the performance of a portfolio that has been formed, whether in accordance with the goals already. Tool to measure the performance of portfolio 3 is popular enough that the measures Sharpe's, Treynor's and Jensen measures measures.
7. Commodities
Commodities related to the stock companies that produce raw materials such as oil, gold, silver and base metal-metal, such as Almunium, copper and zinc.
From : http://www.infovesta.com/roller/vesta/entry/apa_itu_investasi
Indonesia Leuage
Stocks
Stocks
1. The stocks
The stocks in general and is a simple "securities that can be purchased or sold by individuals or institutions in the market place of the letter diperjualbelikan".
Shares (stock) is one of the financial instruments markets the most popular. Publishing is one of the stock options when the company decided to fund the company. On the other hand, shareholders are investment instruments which are chosen because stock investors are able to provide the level of benefits.
Shareholders can also be defined as inclusion of a person or capital (business entities) in a company or limited company. With the capital, the parties have a claim on the company, claims the company assets, and is entitled to attend the Annual General Meeting of Shareholders (AGM).
2. Stock Market
Stock exchange is a place where companies can offer sahamnya for sale. They do this through the preferred prime (IPO).
After the first bidding, thousands or millions of investors who have purchased shares can be returned to stock to sell shares to investors sahamnya the other, so that trade shares immediately. Stock exchange is just a kind of shelter for this trade.
3. Determining Share Price
Each company's stock price is not the same, prices will vary. What causes the difference? All that is determined by the company.
For example there is a company that produces profit of 10 million each year. Price is approximately that may be suitable for companies that sell? Say the price offered 100 million. What would have to be purchased?
Potential buyers will assess the situation with the question "How much profit will I earn if I menginvestasikannya to another place?". If there is another vehicle that can produce larger and he will not buy the company. Perhaps the company should reduce the price.
Another factor to consider is the potential for profit growth. The Company may only just now can produce 10 million this year, but next year expect to get 20 million. Level for 10% and profit growth potential, the company may be sold with the price of 150 million.
This is the reason many shareholders who have experienced a very rapid increase even though now they no longer produce many benefits.
4. What causes fluctuation Stock Price?
The factors that cause the stock price fluctuation can be divided into macro and micro factors.
Macro factors are factors that affect the economy overall. The interest rate is high, inflation, high productivity, national, political, and so can have a significant impact on the potential benefits to the company ultimately will affect price sahamnya.
Micro factors are the factors that impact directly on the company itself. Change management, pricing and availability of raw materials, labor productivity and others which can affect the performance will benefit the company individually.
What causes volatilitas or price fluctuation is often because of differences in opinion about the direction where the profitability of the company. At the time many people think that a company's profitability to decline, it will be more so sahamnya selling price will also decrease. Of course, the opposite can also occur.
5. How About the dividends in shares?
In addition to price increase or the addition of capital, dividends are one way to be able to generate profits. Many companies also pay an annual dividend. This is a cash payment that reflects the company's profit. But of course the sole discretion of the company is to provide dividend or not. They are not obliged to do so. But in general, they will still provide some of the profitnya as a form of tribute to the investors.
Type of Shares
There are two types of shares plural marketed, namely ordinary shares (common stock) and preferen shares (preferred stock).
a. Ordinary shares (common stock).
Shareholders representing this type of ownership in the company of the capital ditanamkan. The advantage obtained by the shareholders in the form of dividends derived from corporate profits. Shareholders do not have a definitive guarantee that the return on the company. When companies get profit, the shareholders will get a dividend equal to the allocation determined by the AGM. However, a time when companies go bankrupt or dilikuidasi, this type of shareholder is the end to get the rights to company assets after all liabilities and the company paid shareholders preferen paid par value of their securities.
In addition to benefits such as dividends, shareholders can also benefit from the difference between the value of the purchase value sahamnya sale. Say, if you buy a stock at the price of Rp 500 and sell at the price of Rp 600, then you will gain as much as Rp 100 multiplied by the number of shares you are selling. The advantage of this type is called a capital gain. Conversely, if stock prices decrease, then you lose the so-called capital loss.
Characteristics of common stock, other than a claim on the assets, the company's most low compared with the other component companies, as well as the absence of a maturity date or maturity date.
b. Preferen shares (preferred stock).
Shareholders have the nature of this type of hybrid that has characteristics of means other than as shareholders, also has a nature such as bonds. If you have this type of stock, you will get regular payments of pari share price multiplied by the interest each year (as bonds). When you share preferen diversiform cumulative, so if you have not received the dividend payment year ago akan diakumulasikan with the current year dividend. The other type that is non-cumulative, which means you will not receive the dividend is not payable ago period, while the various participating will receive a proportional increase in the value of the dividend increase in ordinary share dividend. Preferen stock owners have the right to choose the voice director company, only if the dividend is not paid for a year or more.
Preferen nature is reflected also in the treatment received at the company dilikuidasi. The owners of these shares will receive payment of the price before the stock dividend pari over ordinary shareholders are paid. Because of the nature of many stocks that resembles this type of bonds, some of the parties to menggolongkannya in fixed income.
Benefits and Risks of Shares
5. Benefits
Basically, there are two advantages that investors buy the stock or have:
Dividend
Dividend is a distribution of benefits provided and the company profits come from the resulting company. Dividends are given after the approval of shareholders in AGM. If a capitalist want to get the dividend, the capitalist must hold shares in the period of a relatively long time until the ownership of these shares are in a period which is recognized as a shareholder entitled to a dividend.
Dividend that the company can be distributed cash dividend - meaning to each shareholder is given the form of a cash dividend in the amount of rupiah for each share - or could also be dividend to shareholders, which means each shareholder is given a number of dividend shares, so the number of shares owned by a capitalist will increase with the dividend to shareholders.
Capital Gain
Capital Gain is the difference between buying price and selling price. Capital gain form with the stock trading activity in the secondary market. For example, Investors buy ABC shares at the price Rp 3,000 per share and then sell them the price of Rp 3,500 per share which means that the capitalist is to get capital gain of Rp 500 per share for the dijualnya.
6. Stock Risk
As investment instruments, stocks have risks, among others:
Capital Loss
It is the opposite of Capital Gain, which is a condition in which investors sell shares is lower than the purchase price. For example, shares of PT. XYZ in which the purchase price of Rp 2000, - per share, and stock prices have continued to decrease to Rp 1400, - per share. For fear of stock prices will continue to go down, investors sell at the price of Rp 1400, - so that a loss of Rp 600, - per share.
Liquidation risk
The company that owned sahamnya, declared bankrupt by a court, or the company is dissolved. In this case, the rights claims of the shareholders get the last priority after all the obligations of the company can be paid (from the sale of company property). If there is still remaining from the sale property company, the remainder is divided proportionally to all shareholders.
However, if there is no remaining property company, the shareholders will not get results from the liquidation. This condition is a risk that terberat from shareholders. Therefore, it is a shareholder are required to continuously follow the development of the company.
Technical Analysis of Stocks
In making an investment, an investor often faced on the fundamental question, such as whether stock prices reflect dipasar the actual value of the company? If not, how much actual value of these shares? Intrinsic value (intrinsic value) is the actual value of a stock, and is the standard for considering whether the shares were too low (undervalued), reasonable (fairly priced), or were too high (overvalued). While the stock market price (current market price) is the price that the market in the sale and purchase shares.
Investors need to analyze the stock with the aim to appraise the value of company stock intrinsiksuatu, and compares with the stock price at this time to know the level of equity stock prices. For that, there are two approaches used in analyzing a company's shares are as follows:
1. Technical Analysis
Technical analysis is an attempt to predict stock prices with the observed changes in stock prices in the period, and attempts to determine when investors should buy, sell or maintain sahamnya using indicators or technical analysis using charts. Technical indicator used was the moving average, trading volume, and short-interest ratio. While analysis of the graph is expected to identify various patterns such as key reserval, head and shoulders, and this sebagainya.Analisis using data from the stock market, such as price and volume of sales transactions to determine the value of stock shares.
2. Fundamental Analysis
Fundamental analysis is that each stock has intrinsic value. This analysis attempts to calculate the intrinsic value of a stock by using data that is fundamentally Financial Companies, such as profits, dividends, sales, capital structure, risk and so forth. This analysis will compare the intrinsic value of the market price to determine whether stock prices already reflect the market value intrinsiknya or not.
There are two approaches used in calculating the intrinsic value of stocks, namely:
a. Present Value Approach
b. The Price Earning Ratio.
from : http://www.infovesta.com/roller/vesta/entry/pengenalan_saham
In Indonesia language
1. The stocks
The stocks in general and is a simple "securities that can be purchased or sold by individuals or institutions in the market place of the letter diperjualbelikan".
Shares (stock) is one of the financial instruments markets the most popular. Publishing is one of the stock options when the company decided to fund the company. On the other hand, shareholders are investment instruments which are chosen because stock investors are able to provide the level of benefits.
Shareholders can also be defined as inclusion of a person or capital (business entities) in a company or limited company. With the capital, the parties have a claim on the company, claims the company assets, and is entitled to attend the Annual General Meeting of Shareholders (AGM).
2. Stock Market
Stock exchange is a place where companies can offer sahamnya for sale. They do this through the preferred prime (IPO).
After the first bidding, thousands or millions of investors who have purchased shares can be returned to stock to sell shares to investors sahamnya the other, so that trade shares immediately. Stock exchange is just a kind of shelter for this trade.
3. Determining Share Price
Each company's stock price is not the same, prices will vary. What causes the difference? All that is determined by the company.
For example there is a company that produces profit of 10 million each year. Price is approximately that may be suitable for companies that sell? Say the price offered 100 million. What would have to be purchased?
Potential buyers will assess the situation with the question "How much profit will I earn if I menginvestasikannya to another place?". If there is another vehicle that can produce larger and he will not buy the company. Perhaps the company should reduce the price.
Another factor to consider is the potential for profit growth. The Company may only just now can produce 10 million this year, but next year expect to get 20 million. Level for 10% and profit growth potential, the company may be sold with the price of 150 million.
This is the reason many shareholders who have experienced a very rapid increase even though now they no longer produce many benefits.
4. What causes fluctuation Stock Price?
The factors that cause the stock price fluctuation can be divided into macro and micro factors.
Macro factors are factors that affect the economy overall. The interest rate is high, inflation, high productivity, national, political, and so can have a significant impact on the potential benefits to the company ultimately will affect price sahamnya.
Micro factors are the factors that impact directly on the company itself. Change management, pricing and availability of raw materials, labor productivity and others which can affect the performance will benefit the company individually.
What causes volatilitas or price fluctuation is often because of differences in opinion about the direction where the profitability of the company. At the time many people think that a company's profitability to decline, it will be more so sahamnya selling price will also decrease. Of course, the opposite can also occur.
5. How About the dividends in shares?
In addition to price increase or the addition of capital, dividends are one way to be able to generate profits. Many companies also pay an annual dividend. This is a cash payment that reflects the company's profit. But of course the sole discretion of the company is to provide dividend or not. They are not obliged to do so. But in general, they will still provide some of the profitnya as a form of tribute to the investors.
Type of Shares
There are two types of shares plural marketed, namely ordinary shares (common stock) and preferen shares (preferred stock).
a. Ordinary shares (common stock).
Shareholders representing this type of ownership in the company of the capital ditanamkan. The advantage obtained by the shareholders in the form of dividends derived from corporate profits. Shareholders do not have a definitive guarantee that the return on the company. When companies get profit, the shareholders will get a dividend equal to the allocation determined by the AGM. However, a time when companies go bankrupt or dilikuidasi, this type of shareholder is the end to get the rights to company assets after all liabilities and the company paid shareholders preferen paid par value of their securities.
In addition to benefits such as dividends, shareholders can also benefit from the difference between the value of the purchase value sahamnya sale. Say, if you buy a stock at the price of Rp 500 and sell at the price of Rp 600, then you will gain as much as Rp 100 multiplied by the number of shares you are selling. The advantage of this type is called a capital gain. Conversely, if stock prices decrease, then you lose the so-called capital loss.
Characteristics of common stock, other than a claim on the assets, the company's most low compared with the other component companies, as well as the absence of a maturity date or maturity date.
b. Preferen shares (preferred stock).
Shareholders have the nature of this type of hybrid that has characteristics of means other than as shareholders, also has a nature such as bonds. If you have this type of stock, you will get regular payments of pari share price multiplied by the interest each year (as bonds). When you share preferen diversiform cumulative, so if you have not received the dividend payment year ago akan diakumulasikan with the current year dividend. The other type that is non-cumulative, which means you will not receive the dividend is not payable ago period, while the various participating will receive a proportional increase in the value of the dividend increase in ordinary share dividend. Preferen stock owners have the right to choose the voice director company, only if the dividend is not paid for a year or more.
Preferen nature is reflected also in the treatment received at the company dilikuidasi. The owners of these shares will receive payment of the price before the stock dividend pari over ordinary shareholders are paid. Because of the nature of many stocks that resembles this type of bonds, some of the parties to menggolongkannya in fixed income.
Benefits and Risks of Shares
5. Benefits
Basically, there are two advantages that investors buy the stock or have:
Dividend
Dividend is a distribution of benefits provided and the company profits come from the resulting company. Dividends are given after the approval of shareholders in AGM. If a capitalist want to get the dividend, the capitalist must hold shares in the period of a relatively long time until the ownership of these shares are in a period which is recognized as a shareholder entitled to a dividend.
Dividend that the company can be distributed cash dividend - meaning to each shareholder is given the form of a cash dividend in the amount of rupiah for each share - or could also be dividend to shareholders, which means each shareholder is given a number of dividend shares, so the number of shares owned by a capitalist will increase with the dividend to shareholders.
Capital Gain
Capital Gain is the difference between buying price and selling price. Capital gain form with the stock trading activity in the secondary market. For example, Investors buy ABC shares at the price Rp 3,000 per share and then sell them the price of Rp 3,500 per share which means that the capitalist is to get capital gain of Rp 500 per share for the dijualnya.
6. Stock Risk
As investment instruments, stocks have risks, among others:
Capital Loss
It is the opposite of Capital Gain, which is a condition in which investors sell shares is lower than the purchase price. For example, shares of PT. XYZ in which the purchase price of Rp 2000, - per share, and stock prices have continued to decrease to Rp 1400, - per share. For fear of stock prices will continue to go down, investors sell at the price of Rp 1400, - so that a loss of Rp 600, - per share.
Liquidation risk
The company that owned sahamnya, declared bankrupt by a court, or the company is dissolved. In this case, the rights claims of the shareholders get the last priority after all the obligations of the company can be paid (from the sale of company property). If there is still remaining from the sale property company, the remainder is divided proportionally to all shareholders.
However, if there is no remaining property company, the shareholders will not get results from the liquidation. This condition is a risk that terberat from shareholders. Therefore, it is a shareholder are required to continuously follow the development of the company.
Technical Analysis of Stocks
In making an investment, an investor often faced on the fundamental question, such as whether stock prices reflect dipasar the actual value of the company? If not, how much actual value of these shares? Intrinsic value (intrinsic value) is the actual value of a stock, and is the standard for considering whether the shares were too low (undervalued), reasonable (fairly priced), or were too high (overvalued). While the stock market price (current market price) is the price that the market in the sale and purchase shares.
Investors need to analyze the stock with the aim to appraise the value of company stock intrinsiksuatu, and compares with the stock price at this time to know the level of equity stock prices. For that, there are two approaches used in analyzing a company's shares are as follows:
1. Technical Analysis
Technical analysis is an attempt to predict stock prices with the observed changes in stock prices in the period, and attempts to determine when investors should buy, sell or maintain sahamnya using indicators or technical analysis using charts. Technical indicator used was the moving average, trading volume, and short-interest ratio. While analysis of the graph is expected to identify various patterns such as key reserval, head and shoulders, and this sebagainya.Analisis using data from the stock market, such as price and volume of sales transactions to determine the value of stock shares.
2. Fundamental Analysis
Fundamental analysis is that each stock has intrinsic value. This analysis attempts to calculate the intrinsic value of a stock by using data that is fundamentally Financial Companies, such as profits, dividends, sales, capital structure, risk and so forth. This analysis will compare the intrinsic value of the market price to determine whether stock prices already reflect the market value intrinsiknya or not.
There are two approaches used in calculating the intrinsic value of stocks, namely:
a. Present Value Approach
b. The Price Earning Ratio.
from : http://www.infovesta.com/roller/vesta/entry/pengenalan_saham
In Indonesia language
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